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Are you a current or aspiring entrepreneur? Now is a great time to start a business or continue investing in your existing business. With any business venture, you will need to manage any earnings you make from your business and your personal finances. Starting a business can be challenging at first but immensely rewarding over time. Investing is also an important part of being a business owner. Check out these personal finance tips for entrepreneurs to make the most of every dollar you earn.

Money is designed to be spent. You will need to transfer money for all sorts of reasons, but how you transfer can change depending on where you are and where your money is going. There are many ways to send money in the digital age, including traditional wire transfers and online apps that transfer money instantly. Choosing the right method depends on how fast you need to send the money, how much you’re willing to pay, and how you plan to access the funds. Learn more about what money transfer options are available.

Finding the right financial partner can be a long and difficult search. The hundreds of options available locally or online only complicate the decision. That’s where credit unions come in, offering a refreshing alternative to traditional banks. Let’s explore credit unions, how they work, their benefits and how they differ from banks.

Groceries are a significant part of any household budget. According to the U.S. Bureau of Labor Statistics (BLS), households spend an average of $5,703 annually on groceries, which translates to $475 monthly (BLS, 2023). Therefore, finding ways to save money on groceries can make a big difference. In today’s economy, every dollar counts. So, in addition to adhering to saving money tips, making small changes to your shopping habits can lead to substantial savings. In this guide, we'll share valuable tips for saving money on groceries to help you cut costs without sacrificing quality or nutrition.

Many of us need to take out a loan to buy a new or used car, considering many makes and models can cost tens of thousands of dollars. However, you don’t need to stick with the original loan you used to purchase the vehicle. Refinancing your current auto loan can potentially help you lock in a lower interest rate, helping you reduce your monthly payments. However, auto loan refinancing isn’t for everyone. Learn about the pros and cons of this option before you sign off on a new loan.

Buy Now, Pay Later is an alternative payment method that allows shoppers to make purchases and spread the cost over a period of time, often with no interest if payments are made on time. This payment method has gained traction due to its simplicity and convenience. As a result, it has become an attractive alternative to traditional credit cards. As more Buy Now, Pay Later companies enter the market, consumers have various options, each offering unique features to suit different needs.

Are you considering opening an account but unsure which is the right choice? A free checking account offers advantages like easy access to your funds. However, it also has certain limitations. Let us explore the pros and cons of a checking account.

According to the Mortgage Bankers Association's (MBA) data, refinancing applications are surging compared to last year's levels, driven by falling rates. Refinancing a mortgage with credit unions can offer homeowners a better deal but also has potential pitfalls. So, it’s essential to understand both the pros and cons of refinancing mortgage options before applying. Knowing the benefits, drawbacks, and common mistakes will help you make the most informed decision.

As the flowers bloom and the weather warms up, it's not just your home that could use a good spring cleaning – your finances could benefit from a thorough review too! At Ent Credit Union, we believe that financial well-being is an essential part of a happy and stress-free life. In this article, we'll guide you through the process of spring cleaning your finances, ensuring you're on the path to financial success.

If you’ve ever wondered what you can do with good credit, the answer is quite a lot. One, a high credit score opens doors to better interest rates. Two, it grants access to premium credit cards, exclusive loyalty programs, and other perks. In essence, a good or excellent credit score is a financial launchpad. You can leverage it to turn your financial aspirations into realities—whether you want to buy a home, finance a new car at a low interest rate, or qualify for attractive travel rewards cards that make your next vacation more affordable.

So, what can you do with an excellent credit score specifically? You could negotiate more favorable terms on major loans, tap into 0% introductory APR credit union credit card offers, and qualify for high-end financial products. It could mean fewer hassles when applying for rentals or landing that dream apartment. A top tier score also helps you keep more money in your pocket over the long run. With lower interest charges and fewer fees, you can channel your savings into investments and retirement accounts or simply enjoy more of your hard-earned money.

Ent Credit Union offers a convenient way for its members to send wire transfers both domestically and internationally. Whether you need to send money to a family member, pay a bill, or make a large purchase, wire transfers provide a fast and secure way to transfer funds.