Get the money you need, right away
Personal loans are better at Ent
Need to make a large purchase, consolidate debt or cover unexpected expenses?
An Ent personal loan can help. Choose a loan amount and repayment term that fits your budget and lifestyle.
If you’re not sure how much you need, an Ent personal line of credit may be a better option. You can get up to $3,000 so you can buy what you need, when you need it. Apply now
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Using Tech to Manage Your Finances
Technology is here to help you with money management and your personal finances. Most of us are used to spending money every day, and keeping up with every purchase can feel like a part-time job. It’s important to monitor your finances regularly, whether you are trying to stick to a budget or saving up for an expensive purchase, such as a down payment on a house or car.
You can use money management apps connected to your bank account to quickly check your available balance or see how much you have saved. This will give you a better idea of how much you can spend at any given time so you don’t go over budget. You can also plan your finances for the next several months or year to help you prepare for the future.
How to Qualify for a Home Equity Line of Credit (HELOC)
Home values continue to soar, and U.S. households have accumulated over $35 trillion in home equity (St. Louis Fed, 2024). If you are among those who have done so, you can borrow against this financial resource for various needs, such as home improvements, education expenses, or consolidating high-interest debt. Below, we outline how to qualify for a Home Equity Line of Credit (HELOC) to prepare you for this opportunity.
Mortgage Terms: Glossary and Definitions for Mortgage Terminology
A glossary of common terms used in the mortgage loan or home buying process.
What is Phishing & How Does it Work?
You can never be too careful when it comes to managing your money. Cybercriminals and digital hackers often use a technique known as “phishing” to get customers like you to turn over their personal data, including PIN numbers, credit and debit cards, bank statements and other financial information. These kinds of cyberattacks can happen to anyone at any time. That’s why it’s important to learn about phishing, so you can protect yourself and your money from online scams.
How to Protect Yourself from Spear Phishing Attacks
Cyber threats have become increasingly sophisticated, targeting not just large corporations but individuals as well. Among these threats, the spear phishing attack is one of the most deceptive and damaging. So, what is a spear phishing attack, and how do you protect yourself?
How Home Inspections Protect Your Assets
Buying a home for the first time can be a special time, but also stressful due to the potential pitfalls. That's why it's crucial to do sufficient due diligence, including a home inspection. This article explains the importance of home inspections and what your can expect.
A Football Fan’s Guide to Budgeting for Game Day
Football, friends, and food are a winning trio, but without a game plan, the bill can tackle your wallet before the first snap. This guide turns tips for creating a budget-friendly game day party into an action-packed playbook so you can savor every touchdown without fumbling your finances.
Strengthening Your Financial Security: The Importance of Strong Passwords
In today's digital age, safeguarding your financial information is more critical than ever. One of the simplest yet most effective ways to protect your accounts is by ensuring you have strong, secure passwords in place.
Track Expenses: How to Track Spending and Start Budgeting
Do you get to the end of every month with no cash left, struggling to pay the final few bills and frustrated because you can’t seem to stay on budget? Learning how to track spending can help you be more aware of where your money goes throughout the month and can help prevent you from having to scramble until the next paycheck.
Life Insurance Buyer's Guide: Life Insurance Made Easy
This article will cover what to expect, give you some tips to help compare your options and make the life insurance buying experience more convenient and stress free.
HomeReady Loans
For many aspiring homeowners, finding an affordable path to homeownership can feel like a distant dream. HomeReady loans are a unique and flexible mortgage option designed to make this dream a reality for a broader range of individuals and families. In this article, we delve into the world of HomeReady loans, demystifying their features, benefits, and eligibility criteria.
Making a Wire Transfer with Ent Credit Union: Everything You Need to Know
Ent Credit Union offers a convenient way for its members to send wire transfers both domestically and internationally. Whether you need to send money to a family member, pay a bill, or make a large purchase, wire transfers provide a fast and secure way to transfer funds.
Ent’s Skip-A-Pay can help when your budget’s a little too tight
Skip-A-Pay is an optional program to defer a consumer loan payment for a $25 fee per skipped loan payment.1
Loans that are eligible for Skip-A-Pay:
Still have questions?
1Skip-A-Pay is an optional program to defer a consumer loan payment for a $25 fee, per skipped loan payment. Your loan must be open for one (1) year to be potentially eligible for this benefit. Other qualifications apply. Finance charges will continue to accrue at the rate provided in your original loan agreement during and after the payment deferral. Deferring your payment(s) will result in higher finance charges and will extend the term of your loan(s). You will be required to resume regular monthly payment(s) the following month. GAP claims will not cover skipped loan payments. Please consult your GAP Policy for more information. Offer subject to change at Ent’s sole discretion.
Standard account and credit qualifications apply. All loans subject to final credit approval. Rate includes an automatic payment and electronic notices discount. Rates and terms are subject to change without notice and are dependent upon credit performance. Visit Ent.com/Legal to review Ent's Important Loan Information and Disclosures.