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Since the pandemic, unemployment insurance fraud has been increasing. If you have been the victim of fraud, read this article for steps to take. 

Saving for retirement is an almost universal problem. At some point, and at some age, most people aren’t physically able to keep working. And it’s why setting aside a nest egg is crucial. The idea of running out of money when you’re no longer able to work can be frightening to many people. Social Security is designed to fill in the gaps, not be the sole source of retirement income. Most people can’t afford to live just on their monthly Social Security benefits. That’s why you need to do your research before deciding how much to save for your retirement each month. You might also be able to use a retirement savings account to reduce your income tax at the end of the year. Use this in-depth guide to make sure you can cover your everyday expenses when going to work is no longer an option.

Thanksgiving is a time for loved ones, gratitude, and, of course, delicious food. But hosting a lavish feast doesn't mean you have to break the bank. Thanksgiving on a budget is possible and can be just as enjoyable and memorable. With careful planning and some creativity, you can host a fantastic celebration that delights your guests without causing financial stress.

Budget-friendly festivities allow you to focus on spending quality time with loved ones. Plus, you'll find that a simpler approach reduces the holiday hustle and bustle. Let's explore five delicious tips to help you celebrate Thanksgiving without overspending.

There’s more than one way to make a budget. Use this guide to learn about the different ways you can manage your expenses as you work toward your financial goals.

The true cost of your credit card depends on a range of factors, including how much you spend and how much and how often your card issuer charges interest on the unpaid balance.

It’s always a good idea to know exactly how much you’re paying every time you use your credit card. What may seem like an innocuous purchase could come back to haunt you down the line after you calculate the interest and other related fees. You should be aware of how much you will have to pay down the road when using a credit card, including how soon you will need to pay it off, the annual interest rate and any other guidelines for using the card. Use this guide to find out how much you’re really paying every time you swipe.

In personal finance, one of the most pivotal metrics that reflects your financial health is your credit score. This three-digit number is the culmination of your credit actions and behaviors. It is a shorthand for lenders to gauge your trustworthiness as a borrower. Are you wondering how to build credit? First, understand the nuances of credit scores, including what a good credit score is and how it can affect your financial opportunities. This guide explains the key variables and details to navigate the credit market successfully.

Nowadays, debit and credit cards are used as the primary way to pay for purchases. They are designed to be easy and convenient to use on the go, so you don’t have to carry around large quantities of cash. You can also freeze the card if it is lost or stolen to limit your exposure to fraud. But credit and debit cards work in different ways. A debit card gives you a direct line to the money already in your checking account, while a credit card means buying something on credit. You will then need to pay off the balance on the card plus any interest that has accrued. Credit cards can enhance your credit score, while debit cards do not impact credit history. Additionally, credit cards frequently offer rewards and benefits, such as cash back or points. Learn how to find the right type of card for your situation and ensure you use these two cards responsibly.

Cyber threats have become increasingly sophisticated, targeting not just large corporations but individuals as well. Among these threats, the spear phishing attack is one of the most deceptive and damaging. So, what is a spear phishing attack, and how do you protect yourself?

In today's interconnected world, social media platforms have become an integral part of our lives. They help us stay connected with friends and family, share experiences, and even manage our finances. However, the same platforms that bring us together can also pose risks to our cybersecurity and personal information. In this article, we'll explore the intersection of social media and cybersecurity, and provide tips on how to protect yourself and your finances in the digital age.

Ahh the rumble of the engine starting up, the sun glinting off the new paint and that sweet new car smell. There are few things that are more satisfying than the feeling of driving your brand-new car off the lot for the first time. But before you walk away with keys in hand, there are a few steps you must go through first. There can be a lot of anxiety around the car buying process, especially if you aren’t familiar with it and don’t know what to ask. This guide will give you a comprehensive primer of things to know and look out for to ensure that your experience at the dealership is a smooth ride.

Applying for a credit card, using it responsibly and paying bills on time every month can help you achieve your credit goals. Are you wondering how to apply for a credit card? Depending on your existing credit, payment history and income, applying can either be a breeze or a bit of a challenge.