PERSONAL LOANS

Get the money you need, right away

 

Apply now

Already applied? Check status

Rates as low as
All rates shown are annual percentage rate (APR).*

Personal loans are better at Wings

 

Quick turnaround

Get your money ASAP — often within 24 hours of applying.

No hidden fees

No application fee or prepayment penalty.

Loan reductions

Set up automatic payments for a 0.25% rate reduction on personal loans.

No collateral

No collateral needed for a personal loan or line of credit.

Need to make a large purchase, consolidate debt or cover unexpected expenses?

A Wings personal loan can help. Choose a loan amount and repayment term that fits your budget and lifestyle.

 

Apply now

 

If you’re not sure how much you need, a Wings personal line of credit may be a better option. You can get up to $3,000 so you can buy what you need, when you need it. Apply now

Related resources

View All
Family of mother, father and son playing soccer on the field
10 min read

Winning Financial Moves: How to Create a Budget & Maximize Every Dollar

A budget is simply a written plan for your money, yet only 42% of Americans keep one consistently (NFCC, 2024). When you chart where every dollar goes, three things happen: you gain clarity, you control spending before it occurs, and you feel more confident about emergencies. In short, a budget is a way to make sure you can cover your expenses from month to month — a calm antidote to paycheck panic. It creates financial stability and supports your financial goals; read on to learn how to create a budgeting plan.
Start lesson
Women sitting on her living room floor on her laptop
5 min read

Ways to Transfer Money from One Bank to Another

Money is designed to be spent. You will need to transfer money for all sorts of reasons, but how you transfer can change depending on where you are and where your money is going. There are many ways to send money in the digital age, including traditional wire transfers and online apps that transfer money instantly. Choosing the right method depends on how fast you need to send the money, how much you’re willing to pay, and how you plan to access the funds. Learn more about what money transfer options are available.
Start lesson
Happy young African woman using laptop and credit card to review finances online.
13 min read

2024 Financial Tips: Making the Most of the New Year

Every new year heralds a fresh start—a chance to rectify past mistakes. It's the time to introduce new financial resolutions and habits for a financially sound future. As 2024 rolls around, you should take an introspective look at your finances. Then, devise a robust budgeting plan to steer you toward your financial goals. Here are some new year financial tips to ensure you navigate the year with fiscal finesse.
Start lesson
Teen-ager in a classroom writing in a white board and smiling
12 min read

Budgeting for High School Students

Learning to budget in high school can be an invaluable skill. It sets you on a path to financial success in adulthood. Research has shown that mandated financial literacy in public schools promotes improved credit behavior in young adults (Brown, Collins, Schmeiser, and Urban, 2014). Therefore, starting your financial journey in high school is a step in the right direction. One excellent way to practice is planning and implementing a back-to-school budget.
Start lesson
Ent member service representative in a service center greeting a young couple.
4 min read

Is One Checking Account Enough?

There are so many reasons to have more than one bank account. Most of us use money in different ways, so it may make sense to open additional accounts. The situation can become more complicated if you are married or more than one person uses your account. Use this guide to help you open the right number of bank accounts.
Start lesson
A man and woman holding each other while looking at their home
12 min read

Documents for Refinancing a Mortgage: A Comprehensive Guide

Refinancing a mortgage offers a pathway to adjust your financial burdens by changing the terms of your home loan in Colorado. There are several reasons for refinancing (Freddie Mac, 2024), including lowering your interest rate, reducing your monthly payment or changing the mortgage term. Other common reasons include switching from an adjustable rate to a fixed rate or tapping into your home equity. However, the process involves gathering and submitting several refinance documents. Here’s a guide to help you understand what you'll need to provide to refinance your mortgage.
Start lesson
Family sitting in a living room while grandmother point to document

Estate Planning Documents: Four Important Estate Planning Documents You Need

Estate planning allows you, not the courts, to make important decisions about your assets in the event you are incapacitated or deceased. Take a look at this lesson to learn about four documents that are essential to any estate plan.
Start lesson
Happy group of friends paying with a credit card at a restaurant and splitting the bill.
7 min read

Navigating Finances Among Friends

In today's interconnected world, it's not uncommon for friends to come from different financial backgrounds or have varying income levels. While these differences can enrich our relationships with diverse perspectives, they can also present challenges when it comes to planning activities or splitting expenses. In this article, we'll explore practical strategies for navigating finances among friends, ensuring that everyone feels included and respected regardless of their financial situation.
Start lesson
Different Styles of Budgeting There’s more than one way to make a budget. Use this guide to learn about the different ways you can manage your expenses as you work toward your financial goals. [Graphic of male character sitting on coin]

Infographic: Different Styles of Budgeting

There’s more than one way to make a budget. Use this guide to learn about the different ways you can manage your expenses as you work toward your financial goals.
Start lesson
A man at home working and analyzing documents
4 min read

How to Use Your Tax Refund to Strengthen Your Finances

A tax refund is a rare lump sum that can change your next few months. The trick is deciding what to do with it before it arrives. If you’re weighing what to do with your income tax refund or how to use tax refund money well, use a simple order: savings, debt, then future goals.
Start lesson
A retired couple with hiking backpacks climbing a hill.
7 min read

Plan for Retirement: Know What Steps to Take & When

Planning for retirement should be something you do consciously, not something you put off until later in life. How well you plan for your future will dictate what your life will be like after you reach retirement age.
Start lesson
Senior retired couple enjoying coffee in kitchen together.
5 min read

Top 10 Financial Scams Targeting Retired Adults

Senior citizens and retired adults are often prime targets for digital hackers and con artists looking to defraud those that they consider vulnerable. These criminals often try to take advantage of these individuals costing them their life savings, which can lead to debt and other financial hardships. If you know someone who is retired, learn about the leading scams targeting them and how they can be identified.  
Start lesson

Wings’ Skip-A-Pay can help when your budget’s a little too tight

Skip-A-Pay is an optional program to defer a consumer loan payment for a $25 fee per skipped loan payment.1

Loans that are eligible for Skip-A-Pay:

Auto loans

Recreational vehicle loans

Motorcycle loans

Personal loans

Log in


Find a location near you

Still have questions?

Education center
Account assistance

1Skip-A-Pay is an optional program to defer a consumer loan payment for a $25 fee, per skipped loan payment. Your loan must be open for one (1) year to be potentially eligible for this benefit. Other qualifications apply. Finance charges will continue to accrue at the rate provided in your original loan agreement during and after the payment deferral. Deferring your payment(s) will result in higher finance charges and will extend the term of your loan(s). You will be required to resume regular monthly payment(s) the following month. GAP claims will not cover skipped loan payments. Please consult your GAP Policy for more information. Offer subject to change at Wings’ sole discretion.

Standard account and credit qualifications apply. All loans subject to final credit approval. Rate includes an automatic payment and electronic notices discount. Rates and terms are subject to change without notice and are dependent upon credit performance. Visit Ent.com/Legal to review Wings' Important Loan Information and Disclosures.