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Ent Credit Union
Personal Loans

Take control of your finances and be prepared for future financial needs.

All Personal Loans and Lines of Credit offer: 
  • No application fee. 
  • No pre-payment penalty.
  • Alerts to remind you when your loan payment is due 


Personal Loan

  • A good choice if you know the amount you need.
  • No collateral required.
  • 48 - 72 month terms.
  • Low fixed monthly payments.

Personal Line of Credit

  • A good choice if you want ongoing access to funds. Use what you need when you want it.
  • No collateral required.
  • Revolving terms.
  • Low minimum monthly payments - 2% of outstanding balance.




Standard account and credit qualifications apply. Rates and terms are subject to change without notice and are dependent upon credit performance. All loans are subject to final credit approval. Please review Ent’s Important Account Information and Important Loan Information disclosure for more information. 

*Skip-A-Pay is an optional program that allows you to defer a qualifying consumer loan payment for a $20 fee per skipped loan payment. Skip-A-Pay is available on consumer auto, recreational vehicle, motorcycle, and personal loans. Your loan must be open for a year to be potentially eligible for this benefit. Other qualifications apply. Finance charges will continue to accrue at the rate provided in your original loan agreement during and after the payment deferral. Deferring your payment(s) will result in higher finance charges and will extend the term of your loan(s). You will be required to resume your regular monthly payment(s) the following month. Offer subject to change at Ent’s sole discretion.