Education Center / Life Events and Major Purchases

Planning for Life Events and Major Purchases

Life is full of exciting events that can throw us financial curveballs. That’s why it’s important to have a plan so that we can enjoy those big moments without stress. Use these free resources to learn about those major life events and purchases and how you can incorporate them into your financial plan.

Featured Lessons

Young couple taking a break while moving into their new home.
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Buying a House in a Hot Market

Buying a home in a seller’s market can be challenging. While housing market conditions may be less than ideal, there are still benefits to buying a property versus renting. Use these tips to stay ahead of the competition and land the house you’ve always wanted.

Mixed race middle-age couple in the kitchen looking at a laptop for mortgage refinance interest rates.
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How to Refinance a Mortgage

Refinancing your mortgage is a great way to reduce debt and take control of your finances. There are many reasons to swap out your current home mortgage for a new repayment plan. It all depends on what you’re looking to achieve with your new home loan. Use this guide to learn more about the refinancing process to see if this is the right option for you.

Young male student reading a book in a library.
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Paying Student Loans: How to Pay Back Your Student Loans

Paying off student loans is a top financial priority for many people, but it can be confusing and hard to navigate. Many people don’t understand how student loan debt works or what their options are to reduce their payments. Read this article to learn more about student loans and what options you have to pay them back.

Couple talking to mortgage advisor at home
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How to Get Pre-Approved for a Mortgage

Are you ready to house hunt, but are wondering "How much mortgage can I afford?" Getting pre-approved for a mortgage can show sellers that you are a serious prospect and give you a leg up on other buyers who jump the gun by visiting open houses without even knowing their budget. In this market, where sellers are getting many offers including cash offers, a pre-approval can help you stand out as a buyer. When you have a documented pre-approval, the seller knows you will be able to get the funding you are offering for the home and you’ll be able to close more quickly and reliably.

Smiling Family Carrying Boxes Into New Home On Moving Day
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Seven Major Steps in Buying a House

The decision to buy a home can be both exciting and terrifying all at the same time. Homeownership is what many of us strive for—to be able to have a home that we can call our own, as well as a real estate asset we can use to build our personal wealth. It is a big step to take. At the same time, though, the process of buying a house can be overwhelming. Understanding the step-by-step process in purchasing a home can help make the home-buying experience a more positive one for you and your family and can help reduce the additional stress that comes with big purchases in life.

Family looking over home improvement plans.
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What Is a Home Equity Line of Credit (HELOC) and What Can You Use It For?

Home equity lines of credit (HELOC) have a wide variety of uses. Read this article to learn more about how they work and how they can help you tackle your next project.

Woman inspecting a vehicle
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Vehicle Inspection Checklist

Use this checklist when buying a used vehicle to help make sure you're getting a good deal and a reliable car.

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Estate Planning Documents: Four Important Estate Planning Documents You Need

Estate planning allows you, not the courts, to make important decisions about your assets in the event you are incapacitated or deceased. Take a look at this lesson to learn about four documents that are essential to any estate plan.

Family Savings. Cheerful Afro Mother Teaching Little Daughter How To Save Money Holding Piggybank Sitting On Sofa At Home
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A Parent’s Guide to Raising Money-Smart Kids

As a parent, you might struggle with when and what to teach your children about money management. Is five too early to earn an allowance? Should you share the family budget with your children? When should teens learn about credit? These are all important questions, and it’s often not easy to know the answers. Kids have different levels of interest in financial education. But research tells us that by the age of five most children understand money and what it can do. The information below offers more specific guidelines for different age groups. Again, these are just guidelines. What decisions you make about when and what to teach at home depend on your family situation, household budget and how comfortable you are in the role of teacher.

A couple exchanging documents and getting keys with a representative at a car dealership.
icon of two gears to show concept of expanded lessons Expanded Lesson 10 min read

The Ultimate Guide to Buying a New Car: Things to Know When Buying a Car

Ahh the rumble of the engine starting up, the sun glinting off the new paint and that sweet new car smell. There are few things that are more satisfying than the feeling of driving your brand-new car off the lot for the first time. But before you walk away with keys in hand, there are a few steps you must go through first. There can be a lot of anxiety around the car buying process, especially if you aren’t familiar with it and don’t know what to ask. This guide will give you a comprehensive primer of things to know and look out for to ensure that your experience at the dealership is a smooth ride.

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