Hassle-free, stress-free, all-free checking.


Keep More for Free with No Strings Checking.

It’s simple. Compare checking accounts with other banks and see how Ent lets you say no to fees.


No Strings Checking

US Bank Gold Checking1

Wells Fargo Portfolio Checking1

Chase Premier Plus Checking1

Monthly Maintenance Fees





ATM Fees





Dividend Rate





Required Opening Deposit**





1Competitor information from company websites as of 10/04/2021. Monthly fees may be waived and interest may be paid if certain conditions or qualifications are met.

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The Best Checking in Life is Free

No Strings Checking lets you say no to fees and keep what’s yours with no monthly maintenance fees, no minimum balance requirements, no Ent ATM fees and it earns dividends. You’ll also have access to over 30,000+ surcharge-free CO-OP ATMs nationwide.

Award-Winning Service with Respect

Ent offers award-winning member service because we have a passion for people. That means we’re always looking out for your best interest with less fees, better rates and the respect you deserve.

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Image of a father accessing online banking while at home with his two sons

Convenient Online Access

It’s easy to use. Conveniently access your account anytime online from your computer, tablet or phone. Secured banking also means you’ll have peace of mind knowing your money is safe from fraud.

Ranked Colorado's #1 Credit Union by Forbes

At Ent Credit Union, you are more than just a member. You're an owner. Ent is your local credit union for free checking. After all, it's your money, so start banking like you own the place.


Best of Colorado 2021  award badge from ColoradoBiz magazine.
Forbes best in state Colorado credit union 2021 badge
BADGE: Best of the Springs winner 2020

It’s your money, so start banking like you own the place!

Become a member through our easy and secure online process, then select the checking account type that works for you!

OR CALL 800-525-9623

Common Questions

At Ent you’re not just a member. You’re an owner. To become an owner-member, you’ll need to open an account.  To open an Ent account online, you’ll need to verify some personal information. Or, if you prefer, you’re always welcome to stop in at one of our service centers across the state of Colorado. Search for an Ent Credit Union near you or visit our location page to find a center in your neighborhood. You can also call us at 800-525-9623 to schedule an appointment.

We offer membership to anyone who lives, works, worships or attends school in one of the counties we are active in. As a local credit union, we are here to serve the members of our community. We specialize in helping individuals, families, home and business owners reach their financial goals. We tailor our approach to meet the needs of the community to make sure everyone has the option of signing up for an account.

A $5 membership share pledge is required to open an Ent Savings Share Account.

Ent Credit Union makes it easy to manage your money. Through the Ent mobile banking app or using the Ent website, you’re able to monitor all of your account transactions. You can check your balance after a big purchase or a deposit. You can also transfer funds from one account to another, review your purchase history, and set up automatic alerts to make sure you don’t overdraft your account.

If you don’t have a mobile device or access to the internet, you can always visit us in person to manage your money. We have dozens of locations, so chances are there’s a service center near you. If you don’t have time to go inside, you can always check your balance, make a deposit or get cash using one of our 24-hour ATMs. You can also use an Interactive Teller Machine (ITM) to connect to a member service representative in real time.

As your trusted financial partner, Ent is here to help you build wealth and keep more of what’s yours. We offer dozens of helpful financial resources on a variety of topics, including wealth management, budgeting, saving, and tips for getting out of debt. Visit our Financial Education Center to read the latest information on spending and saving.

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Changing how you save could change your life.

That's why we started Save a little. Win a lot. We hope it helps you make saving a  regular habit this year - and always. So go ahead! Put a little aside each month for a chance to save and win.

Get Started

*Account qualifications apply. Inactive Account, Non-Sufficient Funds and Courtesy Pay Fees may apply. Review Ent's Important Account Information and Fee Schedule for more information.



**A minimum $5 deposit in a Savings Share Account is required to open a No Strings Checking account. Transactions at ATMs not owned by Ent or in a partnership with the CO-OP Network may incur fees by the machine’s owner. Visit Ent.com/Rates for current dividend rate information. There is no charge for the download or use of the Ent Mobile Banking App; however charges from your mobile service provider may apply.

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