Education Center / Using Credit Wisely

Using Credit Wisely

Knowing how to use credit and debt wisely is a critical skill to help maintain financial health. Whether you’re using a credit card to buy a meal, or financing a home, business or project, it’s important to know how to manage the debt you’re taking on. Use these free resources to learn more about how to manage debt and how various things impact your credit.

Featured Lessons

Young African American man on laptop paying down credit cards.
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Debt Elimination: How to Get Out of Debt

Getting out of debt is a lot more difficult than getting in it. You might feel overwhelmed or even discouraged at times, but it’s worth the discipline and determination it takes to pay it off. Getting out from under that financial burden will feel like a heavy weight has been lifted from your shoulders. It’s worth the effort.

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Seven Things That Can Damage Your Credit Score

Credit plays an important role in our financial lives and keeping a good score is essential. Avoid these seven things that can significantly damage your credit score.

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icon of two gears to show concept of expanded lessons Expanded Lesson 15 min read

Paying Student Loans: How to Pay Back Your Student Loans

Paying off student loans is a top financial priority for many people, but it can be confusing and hard to navigate. Many people don’t understand how student loan debt works or what their options are to reduce their payments. Read this article to learn more about student loans and what options you have to pay them back.

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