Education Center / Using Credit Wisely

Using Credit Wisely

Knowing how to use credit and debt wisely is a critical skill to help maintain financial health. Whether you’re using a credit card to buy a meal, or financing a home, business or project, it’s important to know how to manage the debt you’re taking on. Use these free resources to learn more about how to manage debt and how various things impact your credit.

Featured Lessons

credit score concept, poor or excellent, loan in bank
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Seven Things That Can Damage Your Credit Score

Credit plays an important role in our financial lives and keeping a good score is essential. Avoid these seven things that can significantly damage your credit score.

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What Is a Home Equity Line of Credit (HELOC) and What Can You Use It For?

Home equity lines of credit (HELOC) have a wide variety of uses. Read this article to learn more about how they work and how they can help you tackle your next project.

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Learn How to Manage Your Debt

Struggling with debt? Having a hard time paying bills or keeping to your budget? Worried about bankruptcy? Explore ways to get back on track.

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How to Pay Back Your Student Loans

Paying off student loans is a top financial priority for many people, but it can be confusing and hard to navigate. Many people don’t understand how student loan debt works or what their options are to reduce their payments. Read this article to learn more about student loans and what options you have to pay them back.

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Video: How to Boost Your Credit Score

Watch this video to learn some tips and tricks to help boost your credit score.

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