AUTO LOANS

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Rates as low as

Auto - 2023 & Newer 36 Months

5.24%

RV - 2019 & Newer 84 Months

5.99%

See All Rates›

All rates shown are Annual Percentage Rate (APR).*

Here to help you find the right auto loan

Competitive rates

We regularly review rates so you don’t have to.

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Find the payment that fits your budget.

Fast approval

Most loans are approved in as little as 60 minutes.

100% Colorado

Local loan experts with experience you can trust.

Simple steps to get you on the road

Get pre-qualified

Pre-qualifying¹ gives you the edge.

Apply in less than 15 minutes

Lower stress by understanding your budget and what payment you can afford.
Save time by narrowing down your options even before you start your vehicle search.
Have more fun finding your vehicle because some of the hard work is already done!

Calculate your payment

Once you're pre-approved, you'll have an idea of how much money you can borrow. Use that information to find your estimated monthly payment and choose an amount that fits your budget.

Calculate monthly payment

Shop around

Use your budget to shop around

You’ve done the math, now it’s time for the fun part

Whether it’s a brand-new SUV for the family or a 10-year-old starter car, we can help you find the right vehicle at the right price. Use Wings’ Auto Search to locate your new or used vehicle, choose from a variety of options and filter based on which deals are best.

Find your vehicle

Enjoy the ride

Now you can be confident in your purchase as you drive off the lot

You can also use online banking to simplify your life by:

Making an auto loan payment
Viewing your payment history
Setting up automatic payments
Setting up payment alerts

Ready to apply?

Our online application is conveniently designed to allow you to stop and save, then pick up where you left off.

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Check status

Already pre-qualified?
Next steps

Calculators

Woman driving a car and smiling out the window

Drive down your auto payment

Refinance now for a 0.50% rate cut and a $200 bonus!

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Auto loan FAQs

What is the current interest rate for car loans in Colorado?

The current interest rate for car loans in Colorado varies depending on factors such as credit score, loan term, and lender. Wings offers competitive rates for new and used car loans.

What is a decent APR for a used car loan?

A decent APR for a used car loan can vary depending on your credit score and market conditions.

How do I lower my APR on my car?

To lower your APR on your car, consider refinancing your loan with a lender that offers more competitive rates, such as Wings. You can also try to improve your credit score, which can qualify you for better rates, or consider making a larger down payment to reduce your loan amount and corresponding interest rate.

Still have questions?

Auto loan resources

Why Wings?

APR - Annual Percentage Rate

¹By applying, you authorize the credit union to review your credit, employment, and income information to determine pre-qualification. Pre-qualification is not a commitment to lend and does not guarantee final approval. Actual loan terms will be based on credit review and other factors. Minimum loan amount applies. Discounts may be available with automatic payments and electronic documents. All loans are subject to final approval.

Standard account and credit qualifications apply. All loans subject to final credit approval. Rate includes an automatic payment and electronic notices discount. Rates and terms are subject to change without notice and are dependent upon credit performance. Visit Ent.com/Legal to review Wings' Important Loan Information and Disclosures.

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