Choose an account that's safe, insured and accessible.

Get better rates, added reassurance and flexibility. 


Earn rates that increase with your balance.

If you want a financial product that gives you higher returns than a savings account and easy access to your funds, a money market account might be right for you. With no maturity date and easy access to cash for a vacation or emergency, money market accounts give you the flexibility you need.

Monthly Market Savings Balance

Dividend Rate


$0 - $2,499.99

0.10% 0.10%

$2,500.00 - $9,999.99

0.10% 0.10%

$10,000.00 - $24,999.99

0.20% 0.20%

$25,000.00 - $49,999.99

0.20% 0.20%

$50,000.00 - $99,999.99

0.25% 0.25%

$100,000.00 - $249,999.99

0.40% 0.40%

$250,000.00 And Above

0.45% 0.45%

Adding a money market account is easy!

Not yet a member? CALL 800-525-9623

Common Questions

If you want a safe and highly accessible account with good returns, a money market account may be a good option for you. Think of it as a combination of what’s great about a savings and a checking account. You earn more dividends like you would with a savings account and can access your money via ATM like with a checking account. Plus, your money is backed by the NCUA, so you can rest assured knowing your money is secure.

A money market account gives you good dividend rates and access to your funds at any time. You can transfer or withdraw money without a fee. Certificates of deposit, on the other hand, can give you an even better rate but they aren’t quite as flexible. You choose your term (i.e. how long your money will be in the account) and don’t touch your money until the term ends, which is also called maturity.
Learn more about certificates

  • Better Rates – earn interest at a higher rate than most checking or savings accounts.
  • Security – your account is insured by the NCUA which means your investment is 100% secure.
  • Accessibility – transfer or withdraw funds with no penalty.

Yes, the minimum actual balance required to open a money market account is $2,500.

Related Products


Certificates are a great way to invest without being subject to fluctuations in the stock market. Your money is secure and insured and you can choose the term and rate that best fits your needs.

Learn More


Whether you’re a newbie to retirement planning or you’ve been setting money aside for a long time, we have a wide range of investment options to help you navigate the market.



Looking for an easy way to start saving? Watch your money grow with our dividend-paying savings accounts and enjoy no fees and online access.  


Become a member today!

Become a member through our easy and secure online process, then select the checking account type that works for you!

Account qualifications apply. Please review Ent's Important Account Information and Fee Schedule for more information. The Money Market Savings is a tiered rate account. The minimum actual balance required to open a Money Market Savings account is $2,500.


APY - Annual Percentage Yield