Account options for youth and students from elementary school through college.

It’s never too early to open a savings account for your child. Our accounts give you opportunities to save for their future and teach them the benefits of good money habits. Check out your great options below.


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Visa Debit Card

Minimum Balance

Earns Interest

Zero Ent ATM Fees1

Youth Savings

Star Saver


at $500

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at $1,000

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Youth Certificate


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Free Student Checking2


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$10 Amazon Gift Card delivered as a code via email.3

A parent must be present to open a youth account.

Make sure you have two (2) forms of identification - one (1) if you're an Ent owner-member.

Documentation to bring for your youth

Not yet a member? CALL 800-525-9623

Youth Savings

Flexible savings for kids under 18

Teach kids the benefits of saving with our youth accounts. They’ll watch their money grow and earn an Amazon Gift Card when they reach set savings goals.

Youth Certificate

Earn more with a higher rate

We want your kids to have fun learning about the many ways they can build their savings. That’s why we designed our Youth Certificate to give them a higher rate and a shorter term.

Free Student Checking

Great features, just for students

Kids are eligible for Free Student Checking when they turn 15. This lets them continue to enjoy the benefits of a free account while learning how to manage a debit card.

Studying or working at UCCS? Get exclusive benefits with UCCS LionOne Checking! Learn More

Planning Ahead

Student Resources

Scholarship Search? Let Us Help

Continuing your education after high school is both exciting and maybe a little scary. Especially when it comes to paying for college. Check out our resources page to search for scholarships and find tips about student loans.



Take saving to the next level!

Retirement may seem like an eternity away, but the earlier you start saving, the more you’ll have to enjoy in your later years. And it’s easy! Learn more about IRAs and other ways to invest on our investments page.


Financial Education

Learn it, live it!

Being money smart is important at every stage of  life. Want to Raise Money-Smart Kids? Want to boost your credit score? Need tips on inspecting a used car? Our Financial Education Center is ready to help.


Account qualifications apply. Please review Ent's Important Account Information and Fee Schedule for more information.




Transactions at ATMs not owned by Ent or in a partnership with the CO-OP Network may incur fees per transaction. See Ent’s fee schedule.




Under age 18 requires a joint owner; parent grandparent or legal guardian.




Youth savings recognition gift may be changed at Ent's sole discretion.