Start saving early and the sky's the limit!
Accounts for youth and students from elementary school through college.
It’s never too early to open a savings account for your child. Our accounts give you opportunities to save for their future and teach them the benefits of good money habits. Check out your great options below.
Age |
Recognition Gift |
Visa Debit Card |
Minimum Balance |
Earns Interest |
|
---|---|---|---|---|---|
Youth Savings Star Saver |
0-12 |
at $500 |
|
$5 |
|
Galaxy |
13-17 |
at $1,000 |
|
$5 |
|
Youth Certificate |
0-18 |
|
|
$500 |
|
Free Student Checking1 |
15-26 |
|
|
$0 |
|
$10 Amazon Gift Card delivered as a code via email.2

Upgrade your kiddo's account to earn more with FREE Ent Extras.3
on their first $500 average daily balance
Visit a service center to open an account or upgrade online today.
A parent must be present to open a youth account.
Make sure you have two forms of identification - one if you're an Ent member.
Documentation to bring for your youth
Youth Savings
Flexible savings for kids under 18
Teach kids the benefits of saving with our youth accounts. They’ll watch their money grow and earn an Amazon Gift Card when they reach set savings goals.
Youth Certificate
Earn more with a higher rate
We want your kids to have fun learning about the many ways they can build their savings. That’s why we designed our Youth Certificate to give them a higher rate and a shorter term.
Free Student Checking
Great features, just for students
Kids are eligible for Free Student Checking when they turn 15. This lets them continue to enjoy the benefits of a free account while learning how to manage a debit card. They can also upgrade this account to Ent Extras!
Studying or working at UCCS? Get exclusive benefits with UCCS LionOne Checking! Learn More
Planning Ahead
FREE Ent Extras Checking
Ages 18+
Congratulations. You’ve made it to adulthood. Now comes the fun of more freedom and responsibility. You also have access to Ent Extras Checking and Savings. Switch your accounts by the end of the month after your 18th birthday and start earning!
Student Resources
Scholarship Search? Let Us Help
Continuing your education after high school is both exciting and maybe a little scary. Especially when it comes to paying for college. Check out our resources page to search for scholarships and find tips about student loans.
Invest
Take saving to the next level!
Retirement may seem like an eternity away, but the earlier you start saving, the more you’ll have to enjoy in your later years. And it’s easy! Learn more about IRAs and other ways to invest on our investments page.
Account qualifications apply. Please review Ent's Important Account Information and Fee Schedule for more information.
Under age 18 requires a joint owner; parent grandparent or legal guardian.
Youth savings recognition gift may be changed at Ent's sole discretion.
APY - Annual Percentage Yield
An Ent Extras Checking account will earn 3.93% and savings 5.84% dividend rate (4.00%/6.00% APY) on the first $500 average daily balance. Average daily balances over the $500 will earn the lower posted dividend rate. Visit Ent Extras Additional Program Information for more details.
Rates are subject to change without notice. Restrictions apply. Program may be changed at Ent’s sole discretion.