Accounts for youth and students from elementary school through college.

It’s never too early to open a savings account for your child. Our accounts give you opportunities to save for their future and teach them the benefits of good money habits. Check out your great options below.


Recognition Gift gold-star-12px.svg

Visa Debit Card

Minimum Balance

Earns Interest

Youth Savings

Star Saver


at $500




at $1,000


Youth Certificate



Free Student Checking1



$10 Amazon Gift Card delivered as a code via email.2

Ent’s Skip-A-Pay can help when your budget’s a little too tight.

Skip-A-Pay is an optional program to defer a consumer loan payment for a $20 fee, per skipped loan payment.**

Loans that are eligible for Skip-A-Pay

Not yet a member? CALL 800-525-9623

Youth Savings

Flexible savings for kids under 18

Teach kids the benefits of saving with our youth accounts. They’ll watch their money grow and earn an Amazon Gift Card when they reach set savings goals.

Youth Certificate

Earn more with a higher rate

We want your kids to have fun learning about the many ways they can build their savings. That’s why we designed our Youth Certificate to give them a higher rate and a shorter term.

Free Student Checking

Great features, just for students

Kids are eligible for Free Student Checking when they turn 15. This lets them continue to enjoy the benefits of a free account while learning how to manage a debit card. They can also upgrade this account to Ent Extras!

Studying or working at UCCS? Get exclusive benefits with UCCS LionOne Checking! Learn More

Planning Ahead

FREE Ent Extras Checking

Ages 18+

Congratulations. You’ve made it to adulthood. Now comes the fun of more freedom and responsibility. You also have access to Ent Extras Checking and Savings. Switch your accounts by the end of the month after your 18th birthday and start earning!

Student Resources

Scholarship Search? Let Us Help

Continuing your education after high school is both exciting and maybe a little scary. Especially when it comes to paying for college. Check out our resources page to search for scholarships and find tips about student loans.


Take saving to the next level!

Retirement may seem like an eternity away, but the earlier you start saving, the more you’ll have to enjoy in your later years. And it’s easy! Learn more about IRAs and other ways to invest on our investments page.


Account qualifications apply. Please review Ent's Important Account Information and Fee Schedule for more information.




Under age 18 requires a joint owner; parent grandparent or legal guardian.




Youth savings recognition gift may be changed at Ent's sole discretion.




APY - Annual Percentage Yield




An Ent Extras Checking account will earn 3.93% and savings 5.84% dividend rate (4.00%/6.00% APY) on the first $500 average daily balance. Average daily balances over the $500 will earn the lower posted dividend rate. Visit Ent Extras Additional Program Information for more details.



Rates are subject to change without notice. Restrictions apply. Program may be changed at Ent’s sole discretion.