Business Checking. Simplified.

Call us at 800-525-9623 to get started.

Ent Business Checking Accounts

At Ent, we understand that one-size-fits-all banking doesn’t work for every business. You have different needs based on your company’s account activity, daily balance, business plan and goals. That’s why we offer several business checking accounts to choose from, so you can easily fit your business to your banking.


Maintenance Fee

Service Fees

Opening Deposit

Minimum Balance Requirement5

ATM Fees6

Ent Visa® Debit Card

Free Checking

Best for businesses just getting started or with lower transaction volumes


$.30 per item for each transaction2 item over 100





Dividend Checking

Earns dividends3 on your account - tiered rates, credited monthly


$.30 per item for each transaction2 item over 350





Analysis Checking

Earnings Credit4 - best for businesses with higher transaction activity


$.15 per withdrawal or check

$.20 per deposit ticket

$.09 per deposit item





*This fee is waived if account owner maintains a balance of at least $5,000 in checking account.

Get started with business banking at Ent!

Open a business banking account at your local service center or contact us at 800-525-9623.


Common Questions

Yes! You can save time by remotely depositing checks right from your desk! Use Ent's free Online Banking Remote Deposit service to make deposits at your convenience. Employees can even scan checks from their computer using a Panini® check reader or TWAIN compliant desktop scanner. You can also set a minimum and maximum deposit limit, based on your business needs and have funds immediately available once your deposit is processed.8

Depending on your business type, we will need different documentation to open your account. Visit our Getting Started page to view the documentation you will need to bring with you to open your Ent Business Account and get started with any of our products.

To view our current Business Checking dividend rates, visit our rates page.

Banking solutions built with your business in mind.

Our business advisors customize our products and services to cater to your business’s needs. Learn more about our specialized services below. Don’t see a relevant category? Contact us to get matched with products that work for your business.


Legal Professionals

Building a case for your clients can be time consuming work. That’s why our dedicated Business Advisors take the time to understand your business and put in the work to streamline your finances to save you time and money.

Learn More

Medical Professionals

We know that caring for your patients is the top priority, so our Business Advisors make your finances our priority. Explore banking bundles crafted to save time and money or discuss your financial goals with a Business Advisor.

Learn More


As Colorado’s leading not-for-profit Credit Union, one of our values is to give back to the communities we serve. We understand non-profits, because we have the same mission. Talk to us about how we can help you with your business’s banking needs.

Learn More

1At all Ent and CO-OP Network ATMs. 

2Transaction item – An “item” is defined as any electronic or paper item being debited or credited to or from the account. Exclusion: Transfers initiated through Online or Telephone Banking, ATM transfers and transfers between Ent accounts do not count towards “Per Item Fee”. 

3Earns Dividends – The account will be credited all dividends earned during the statement billing period. 

4Earnings Credit – Earnings Credit calculates the average daily balance of the Analysis Checking and applies a designated earnings rate monthly used to offset Account Maintenance Fee, Per Item Fees and Miscellaneous Fees. Any additional earnings above the fee(s) offset will not be carried forward or credited to the account.

5Any account balance that remains at a zero balance or less for a period of thirty (30) days is subject to closure by the credit union. A minimum $5 deposit in a Savings Share Account is required.

6Transactions at ATMs not owned by Ent or in a partnership with the CO-OP Network may incur fees by the machine’s owner. See Ent’s Fee Schedule at

7Visa’s Zero Liability policy covers U.S. issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify Ent promptly of any unauthorized use. 



8Deposits are reviewed Monday through Friday between 8 a.m. and 5 p.m. Mountain Time excluding federal holidays. If a deposit is made after 5 p.m. Mountain Time and was held for review, it will be processed the following business day. Holds may apply. Remote Deposit is limited to business accounts.

Account qualifications apply. Please review Ent’s Important Account Information and Business Fee Schedule for additional information.

There is no charge for Ent Mobile Text Banking or the Ent Mobile Banking App; however, charges from your mobile service provider may apply. Please review Ent’s Important Account Information and Fee Schedule for additional information.
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