Certificates

Save for the future with flexible certificate options.

Ent provides you with different certificate options to help you meet your goals. Start building your savings today with a competitive rate.

Certificates
  • $500 minimum deposit.
  • 3- to 60 and 84-Month terms.
  • Available as a Traditional and Roth or Educational Savings Certificates.
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Priority Certificates
  • $5,000 minimum deposit.
  • 24- to 36-Month terms.
  • Available as a Traditional and Roth or Educational Savings Certificates.
  • One-time "rate bump" option if rates increase during the term.
  • One-time "add funds" option, add $1,000 or more during the first year of the term.One-time withdrawal of up to 50% of the balance without a credit union penalty. 
 
 
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Just getting started? We have the certificates for you.

My Savings Starter® Certificate
  • $25 minimum deposit.
  • 6- to 12-Month terms.
  • Make additional deposits at any time.
My Savings Builder® Certificate
  • $25 minimum deposit. Requires monthly automatic transfers of at least $5 from another Ent account.
  • 6-Month term.
  • Automatic renewal every 6 months until the balance reaches $1,000.
  • Make additional deposits at any time.
Youth Certificate
  • $500 minimum deposit.
  • 12-Month term.
  • Earn more, at a dividend rate that is higher than Ent's standard 12-Month certificate.
  • Available to members up to age 18.

Account qualifications apply. Please review Ent’s Important Account Information and Fee Schedule for additional information.

Individual Retirement Account (IRA) Annual contribution limits apply. Penalties may apply for early withdrawal. Penalties could reduce your earnings. Please consult your tax adviser for additional information.