Free student checking account with student banking
From preschool to grad school, it’s the smart way to start managing your finances
Members 26 and younger can enjoy free student checking1 benefits like:
- Dividends on your account balance
- An Ent Visa® debit card
- No Ent ATM fees2
- Free telephone, online, and mobile banking3
- Helpful tools like bill pay, eStatements and account alerts
- No minimum balance or monthly service fees4
- Get your paycheck up to 2 days early with Early Pay5
Open your free student checking account today at any service center.
Need more information?
Banking resources
Account qualifications apply.
1 Account owner may be up to age 26. A savings account with a minimum $5 deposit is required to open a Free Student Checking account. Under age 18 requires a joint owner: a parent, grandparent or legal guardian. To open a Free Student Checking account for children 12 and younger, a Galaxy Savings account is required.
2 Transactions at ATMs not owned by Wings or in a partnership with the CO-OP Network may incur fees by the machine’s owner.
3 There is no charge for Wings Mobile Banking; however, charges from your mobile service provider may apply.
4 Please review Wings' fee schedule for additional service fee information. Reference Important Account Information for additional account information.
5 Early Pay is only available to members with eligible accounts enrolled in direct deposit. Qualifying direct deposits include recurring payroll, government benefit payments or similar deposits via the Automated Clearing House (“ACH”) Network. At our discretion we may make funds from your direct deposit available up to two business days early. Early access to direct deposit funds depends on the timing of the payer’s payment instructions and is not guaranteed. Any funds we don’t make available early will be made available according to our Deposit Availability Policy. You remain responsible if any deposit to your account is returned or otherwise uncollected. Early availability may be discontinued at any time. Transaction limits and monthly deposit limits for early processing may apply. Bank-to-bank transfers are not eligible for early payment. Membership required. Insured by NCUA.
