All Resources - Life Events and Major Purchases

Browse all of our articles and videos relating to Planning for Life Events and Major Purchases.

View Resources

Man and a woman sitting on a couch, smiling together while looking for home listings on their phone.
icon of two gears to show concept of expanded lessons Expanded Lesson 8 min read

Buying a Home for the First Time? How to Navigate Your Purchase

Nothing could be more exciting than buying your first home! After years of saving and renting, it’s finally time to be the master of your own domain. But buying a home can be much more complicated than you might realize. The asking price of the home is just one piece of the equation as you navigate this all-too-important purchase. From shopping for a mortgage to budgeting for unexpected costs, we’ll walk you through every step of the process.

Mixed race middle-age couple in the kitchen looking at a laptop for mortgage refinance interest rates.
icon of two gears to show concept of expanded lessons Expanded Lesson 7 min read

How to Refinance a Mortgage

Refinancing your mortgage is a great way to reduce debt and take control of your finances. There are many reasons to swap out your current home mortgage for a new repayment plan. It all depends on what you’re looking to achieve with your new home loan. Use this guide to learn more about the refinancing process to see if this is the right option for you.

Young male student reading a book in a library.
icon of two gears to show concept of expanded lessons Expanded Lesson 15 min read

How to Pay Back Your Student Loans

Paying off student loans is a top financial priority for many people, but it can be confusing and hard to navigate. Many people don’t understand how student loan debt works or what their options are to reduce their payments. Read this article to learn more about student loans and what options you have to pay them back.

Shot of a happy newlywed young couple getting showered with confetti outdoors on their wedding day
icon of two gears to show concept of expanded lessons Expanded Lesson 6 min read

How Much Does a Wedding Cost? Ways to Prepare Financially

As exciting as this moment may seem, it’s best to plan your wedding around your finances and future lifestyle. Your wedding is just one piece of a much bigger financial puzzle. Use this guide to help plan your special day in an affordable way so you don’t end up putting a financial strain on your marriage before it starts!

College girl working with a laptop sitting on a bench around campus.
icon of two gears to show concept of expanded lessons Expanded Lesson 6 min read

College Savings Plans: What You Need to Know

Whether you’re saving for your child to go to college or planning the next chapter of your career, you have several options to choose from when it comes to paying for school. The good news is that you’re thinking about your options ahead of time, which should help you make the most of your money as you prepare to further your education. 529 plans can be confusing but learning about these programs will help you save money over time as you finance your education, regardless of where you decide to go to school.

Couple talking to mortgage advisor at home
icon of two gears to show concept of expanded lessons Expanded Lesson 6 min read

How to Get Pre-Approved for a Mortgage

Are you ready to house hunt, but are wondering "How much mortgage can I afford?" Getting pre-approved for a mortgage can show sellers that you are a serious prospect and give you a leg up on other buyers who jump the gun by visiting open houses without even knowing their budget. In this market, where sellers are getting many offers including cash offers, a pre-approval can help you stand out as a buyer. When you have a documented pre-approval, the seller knows you will be able to get the funding you are offering for the home and you’ll be able to close more quickly and reliably.

Smiling Family Carrying Boxes Into New Home On Moving Day
icon of two gears to show concept of expanded lessons Expanded Lesson 8 min read

Seven Major Steps in Buying a House

The decision to buy a home can be both exciting and terrifying all at the same time. Homeownership is what many of us strive for—to be able to have a home that we can call our own, as well as a real estate asset we can use to build our personal wealth. It is a big step to take. At the same time, though, the process of buying a house can be overwhelming. Understanding the step-by-step process in purchasing a home can help make the home-buying experience a more positive one for you and your family and can help reduce the additional stress that comes with this life-changing decision.

Modern married multi-ethnic young couple calculating financial bills at home
icon of two gears to show concept of expanded lessons Expanded Lesson 5 min read

Debt to Income Ratio Demystified

If you’re hoping to get a home loan, auto loan or debt consolidation loan, there’s one important number lenders will want to take a close look at. That number is your debt-to-income ratio (DTI.) Even if your credit report is squeaky clean, your DTI is a good indicator of whether or not you’re overextended and might have trouble with additional monthly debt payments like house or car loans.

Family looking over home improvement plans.
icon of two gears to show concept of expanded lessons Expanded Lesson 6 min read

What Is a Home Equity Line of Credit (HELOC) and What Can You Use It For?

Home equity lines of credit (HELOC) have a wide variety of uses. Read this article to learn more about how they work and how they can help you tackle your next project.

Woman inspecting a vehicle
icon of two gears to show concept of expanded lessons Expanded Lesson

Vehicle Inspection Checklist

Use this checklist when buying a used vehicle to help make sure you're getting a good deal and a reliable car.

A young woman is using a laptop comfortably in the living room at home.
lightning bolt icon to show concept for quick lessons Quick Lesson 3 min read

When Should I Review My Insurance Coverage?

While a periodic review of your coverage is always a good idea, it’s also important to know what other things should prompt an insurance review.

Sale agent deal to agreement successful car loan contract with customer and sign agreement contract Insurance car concept.
lightning bolt icon to show concept for quick lessons Quick Lesson 3 min read

5 Tips to Help You Review Your Auto Insurance Coverage

Use these car insurance tips the next time you're reviewing your policy to help make sure you have enough coverage and potentially save some money.

lightning bolt icon to show concept for quick lessons Quick Lesson

Four Important Estate Planning Documents Everyone Needs

Estate planning allows you, not the courts, to make important decisions about your assets in the event you are incapacitated or deceased. Take a look at this lesson to learn about four documents that are essential to any estate plan.

Graduation hat on coins money in the glass bottle on white background, Saving money for education concept
lightning bolt icon to show concept for quick lessons Quick Lesson 2 min read

Do Youth Accounts Help Kids in College?

Read this article to learn how a youth account can help your kids succeed in college.

Family Savings. Cheerful Afro Mother Teaching Little Daughter How To Save Money Holding Piggybank Sitting On Sofa At Home
icon of two gears to show concept of expanded lessons Expanded Lesson 13 min read

A Parent’s Guide to Raising Money-Smart Kids

As a parent, you might struggle with when and what to teach your children about money management. Is five too early to earn an allowance? Should you share the family budget with your children? When should teens learn about credit? These are all important questions, and it’s often not easy to know the answers. Kids have different levels of interest in financial education. But research tells us that by the age of five most children understand money and what it can do. The information below offers more specific guidelines for different age groups. Again, these are just guidelines. What decisions you make about when and what to teach at home depend on your family situation, household budget and how comfortable you are in the role of teacher.

Senior couple at the meeting with insurance agent listening to an offer.
icon of two gears to show concept of expanded lessons Expanded Lesson 15 min read

Buyers Guide: Life Insurance Made Easy

This article will cover what to expect, give you some tips to help compare your options and make the life insurance buying experience more convenient and stress free.

Life insurance application.
icon of two gears to show concept of expanded lessons Expanded Lesson 11 min read

The Basics of Life Insurance

Let’s face it, life insurance is something that many people need, but don’t want to talk about. We’ve all seen those GoFundMe pages asking for donations for a person that passed away. It can feel strange planning for the worst-case scenario, especially if you’re young and healthy. Life insurance is a way to help prevent leaving your loved ones with the added stress of financial burdens. Whatever your reason is for thinking about life insurance, this guide will help you get familiarized with some life insurance basics to make your planning and research a little simpler and a little easier.

shiny car for sale in summer weather, parked with a red vibrant color exterior.
icon of two gears to show concept of expanded lessons Expanded Lesson 9 min read

Private Party Auto Sale: Tips for Sellers

Selling your car to a private party can be stressful and intimidating. Use this checklist for information that can help you sell a vehicle with confidence.

Car Ownership, Used Car Selling, Car Rental, Signing Event, Contract
icon of two gears to show concept of expanded lessons Expanded Lesson 9 min read

Private Party Auto Purchase: Tips for Buyers

Private Party purchases can be stressful and intimidating if you’re not prepared. Review our checklists for information that can help you buy a vehicle with confidence.

A couple exchanging documents and getting keys with a representative at a car dealership.
icon of two gears to show concept of expanded lessons Expanded Lesson 10 min read

The Ultimate Guide to Buying a New Car: Things to Know When Buying a Car

Ahh the rumble of the engine starting up, the sun glinting off the new paint and that sweet new car smell. There are few things that are more satisfying than the feeling of driving your brand-new car off the lot for the first time. But before you walk away with keys in hand, there are a few steps you must go through first. There can be a lot of anxiety around the car buying process, especially if you aren’t familiar with it and don’t know what to ask. This guide will give you a comprehensive primer of things to know and look out for to ensure that your experience at the dealership is a smooth ride.

lightning bolt icon to show concept for quick lessons Quick Lesson

Video: Living on Your Own

Watch this video for some tips on how to be financially prepared to live on your own for the first time.

lightning bolt icon to show concept for quick lessons Quick Lesson

Video: Six Important Used Car Buying Tips

To help you buy a used car with confidence, Ent has identified 6 important used car buying tips.
 
 
lightning bolt icon to show concept for quick lessons Quick Lesson

Video: Buying a Used Car

Watch this video to learn tips and tricks to use the next time you're looking to purchase a used car.

lightning bolt icon to show concept for quick lessons Quick Lesson

Video: Intro to Insurance

Watch this video to learn more about the different types of insurance and how they work.

lightning bolt icon to show concept for quick lessons Quick Lesson

Video: Rebate vs. Financing

Learn whether a Dealer Rebate or 0% Financing is better for your car purchase.

lightning bolt icon to show concept for quick lessons Quick Lesson

Video: Investment Planning for Life's Major Events

Watch this video to learn how proper investment planning with an investment representative can help you plan for major events in your life.

lightning bolt icon to show concept for quick lessons Quick Lesson

Video: Student Loans 101

Watch this video to learn more about the different types of student loans and what your options are when applying for student loans.

lightning bolt icon to show concept for quick lessons Quick Lesson

Video: Why Pre-Approved is Better Than Pre-Qualified

Why you should get Pre-Approved, instead of just Pre-Qualified, for your mortgage loan when shopping for your next home.

lightning bolt icon to show concept for quick lessons Quick Lesson

Video: Escrowing Taxes and Insurance

Learn the advantage of escrowing taxes and insurance on your mortgage.

lightning bolt icon to show concept for quick lessons Quick Lesson

Video: Demystifying Mortgages

Watch this video to learn more about how a mortgage works to feel confident next time you're financing a home purchase.