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Ent Credit Union
Youth Banking - Subpage Header Image

Youth Banking

Start good savings habits by making saving fun! 

Ent’s free youth banking programs are designed to teach young people to save – with rewards for saving and special events and activities that make saving fun.
No minimum balance 
• Star Savers for kids under age 12
• Galaxy for teens ages 13 - 17
• Recognition when your child saves $500 for Star Savers and $1,000 for Galaxy
• Periodic deposit sweepstakes
• Members are required to hold $5 in a savings account for credit union membership.

No minimum balance

• Four free non-network ATM transactions per month and a free Visa® Debit Card
  Available to members ages 15 - 26

• Earn an above-market rate, even higher than Ent's standard 12 month certificate
• $500 minimum deposit
• 12-month term
• Available to members up to age 18
Open your Youth Account in person at any service center or by calling us at
(719) 574-1100 or 800-525-9623.

For all youth accounts, a parent or legal guardian must be a joint owner on the account, and we will ask for your child’s Social Security number at account opening. 

Account qualifications apply. A maximum of six (6) transfers or withdrawals can be made from your Savings or Money Market Savings account per calendar month. This transaction limit includes checks, online banking transfers, ACHs, scheduled transfers and triggered overdraft transfers. Please review Ent’s Fee Schedule , Important Account Information and Children’s Privacy Pledge for more information.

*To open a checking account and receive a debit card you must be 15 years old; have two (2) forms of identification including a valid photo ID; and have a parent/guardian as a joint owner on the account. A valid photo ID is one of the following: state-issued driver’s license, state-issued photo ID, U.S. military dependent ID card, U.S. government-issued ID card, passport/passport card, resident alien ID, or U.S. territory-issued ID.

**Youth Certificate is a 12-month certificate, for Ent members under 18 years of age. Visit Ent.com for current rate information. $500 minimum deposit. A penalty may apply for early withdrawal. Certificate products are available as Traditional IRAs, Roth IRAs, Coverdell ESAs, and HSAs. Certificates automatically renew at the current non-promotional rate and term upon maturity. Dividends are paid from current income and available earnings after required transfers to reserves.