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Certificates of deposit (CDs) let you earn money off your savings without taking on unnecessary risks. They come with fixed interest rates that can help you plan for your future and are convenient to use for all income levels. CDs also provide peace of mind in today’s unpredictable economy.

It’s important to invest your money so that it appreciates in value over time. Many investment options let you earn money off the funds you have already earned, but CDs tend to be the most reliable. They are a predictable, stable way to grow your money over the long term. There are several types of CDs to choose from based on whether you need access to the funds in the account. Learn more about the benefits of CDs and how they can help you protect your money from inflation.

Embarking on a graduate degree is an exciting and rewarding journey, but it also comes with its own financial challenges. As a graduate student, you have a lot of financial constraints. Therefore, a your budget becomes crucial, not only for managing day-to-day expenses but also for ensuring long-term financial stability.

Buying a home for the first time can be a special time, but also stressful due to the potential pitfalls. That's why it's crucial to do sufficient due diligence, including a home inspection. This article explains the importance of home inspections and what your can expect.

ESG investing, SRI, impact investing, thematic investing, stock screeners; there are many ways to invest your dollars so they’re working for the greater good. Although there are many different names for these methods, they all share the common objective of investing your money in companies that align with your values and are trying to make a positive change. This primer into the wide world of sustainable investing will give you a little back story on how the movement was started, the key differences between the different methodologies and what you need to know to get started.

It’s tax season in the U.S. You’re likely focused on gathering all the necessary paperwork and submitting your return on time. Meanwhile, in the criminal world, fraudsters are busy executing schemes in an attempt to steal your identity and money. In fact, the Internal Revenue Service identified $2.3 billion in tax fraud in 2020. To help alleviate some stress this tax season, we’ve compiled this guide to help you protect yourself, recognize possible fraud warning signs and take action if you become a victim.

Choosing the right loan product to meet your financial needs can be confusing. With several options like Home Equity Lines of Credit (HELOCs), personal loans, and credit cards, it's crucial to understand how each works and what scenarios they are best suited for. You might ask yourself, "What is a HELOC?" or "Which financial product is right for me?" This guide will help you answer those questions.

Now that the holidays are over, many Americans are winding down from the celebrations and family time that come this time of year. The extra shopping, eating and travel are fun, but can take a toll on your finances. It’s now time to get back on track. From credit card bills to paying off your holiday loans, use these tips to get out of debt as soon as possible.

The interest rate on your mortgage will either be fixed or adjustable depending on what type of mortgage you choose. A fixed-rate mortgage means the interest rate will stay the same over the entire life of the loan. You will need to pay the same amount every month until the balance is paid off in full. With an adjustable-rate mortgage, the interest rate will vary at regular intervals, which means your monthly payment will also fluctuate. Both types of home loans will help you secure a piece of property, but they come with different terms and conditions that can affect your finances. Read this article to learn more about the difference between fixed-rate and adjustable-rate mortgages.

For many Americans, homeownership is one of many significant life events, and for a good reason. It offers financial security, stability, and the freedom to customize your living space.

While there are many emotional benefits of owning a home, like having a yard for your kids to play or a private space to wind down, there are also financial and practical benefits. Historically, owning a home has been a source of long-term financial security. Home prices appreciate over the long term, and owners can borrow against their home equity. Of course, it also comes with responsibilities such as maintenance and upkeep. However, the benefits outweigh these responsibilities. In this article, we will outline 10 benefits of home ownership.

Applying for a credit card, using it responsibly and paying bills on time every month can help you achieve your credit goals. Are you wondering how to apply for a credit card? Depending on your existing credit, payment history and income, applying can either be a breeze or a bit of a challenge.

Finding the right financial partner can be a long and difficult search. The hundreds of options available locally or online only complicate the decision. That’s where credit unions come in, offering a refreshing alternative to traditional banks. Let’s explore credit unions, how they work, their benefits and how they differ from banks.