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Achieving a pre-approval for a home loan marks a significant milestone. It signifies that your journey to homeownership is within grasp. More importantly, it signals to sellers that you’re a serious buyer backed by a financial institution. However, what you do after you get pre-approved for a mortgage can significantly impact the final approval of your loan. Therefore, understanding what not to do after preapproval for a mortgage is crucial.

The fragile nature of life means we must plan for the unexpected. Let’s take the story of Emma and Alex, a young couple who just welcomed their first child. Amid the joy and new responsibilities, they face a reality that many new parents encounter — securing their family’s future.  

Alex is the sole breadwinner; therefore, if he passed away, his family would have to cope with financial challenges on top of their emotional loss. This situation highlights the importance of life insurance. It ensures peace of mind and safeguards the well-being of the people you cherish the most. 

In today's interconnected world, social media platforms have become an integral part of our lives. They help us stay connected with friends and family, share experiences, and even manage our finances. However, the same platforms that bring us together can also pose risks to our cybersecurity and personal information. In this article, we'll explore the intersection of social media and cybersecurity, and provide tips on how to protect yourself and your finances in the digital age.

Be proactive in safeguarding your sensitive, personal and confidential information. Protecting this information makes it difficult for someone to assume your identity to commit fraud or other criminal acts. Focus on best practices in these areas to help keep your information safe:

More people are using mobile banking apps and websites than ever before. Many people prefer to manage their money online using a mobile device rather than visiting a local service center in person. You don’t have to deal with traffic or wait in line to use the ATM. Banking apps are as safe as the financial institutions they represent, but you need to be careful when sending and sharing your information online. Use these safety tips to enjoy the benefits of Ent mobile banking without putting your finances at risk.

Paying different credit card bills, a personal loan, and a 30-year mortgage every month can feel like managing a dozen spinning plates at once. Refinancing your home loan to combine higher-rate balances into a single, lower-rate mortgage — known as a debt consolidation refinance — transforms that juggling act into one predictable payment.

How do you refinance your mortgage for debt consolidation? We break down how a mortgage debt consolidation refinance works, when the math favors you, and how to weigh the risks and rewards.

If your child is responsible enough to manage their own money, you can set up a student checking account that comes with its own debit card. Here’s what you need to know about opening a bank account for your child.

Paying off student loans is a top financial priority for many people, but it can be confusing and hard to navigate. Many people don’t understand how student loan debt works or what their options are to reduce their payments. Read this article to learn more about student loans and what options you have to pay them back.

Retirement planning can be a complex task that requires careful consideration to ensure you have enough funds to maintain a comfortable lifestyle during your golden years.

Are you looking to maximize your savings with a secure investment? Certificates of Deposit (CDs) are a reliable way to grow your funds with minimal risk. In this guide, we'll explore certificate of deposit rates in Colorado and how to find the best CD rates today. We'll delve into why choosing a credit union can be beneficial, how to compare CD rates near you, and the steps to get started.

If your car needs repairs, you may want to consider if it’s cost-effective to get the repairs done. In some cases, it might make more sense to trade your old car in for another vehicle instead of investing in costly repairs, especially if it is nearing the end of its working life. Choosing whether or not to repair your car depends on several factors, including the cost of repairs, how long the car will last and how much it’s worth in today’s market. Learn when to trade in your car instead of making repairs for the best money management.