Lock & Shop

Mortgage Rate Lock

Mortgage interest rates go up and down frequently, sometimes even daily. Since it’s impossible to predict how rates will change it’s a good idea to lock in your rate even before you find your next home or property. Ent’s 60-Day Lock & Shop1 allows you to do just that. 

Here’s how it works:

Lock Your Rate.

Apply for an Ent Mortgage Loan and you can lock in your rate right away with Ent’s Lock & Shop rate protection.

Shop for Your Home.

Did rates increase while you were house hunting? No problem. Your rate is locked and won’t go up for 60 days.


Did rates decrease while you were house hunting? Even better. We’ll give you the lower rate instead.

Apply Online Today

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View Our Rates

Other reasons to choose Ent for your home loan:

  • You can complete our easy application in as little as 15 minutes.
  • Our pre-approval process is free.
  • We offer competitive rates and lower fees.
  • You can take advantage of our $500 Closing Guarantee.2
  • You’ll have in-house servicing for the life of the loan.
  • Our knowledgeable loan officers to help you find the best loan based on your unique situation.

We also offer a variety of home loan options – including Jumbo Loans.

Learn About Mortgage Options

Have questions?

Talk to one of our expert lenders to learn which mortgage loan option is best for you. Give us a call at 800-525-9623.

Standard credit qualifications apply. All loans are subject to final credit approval. Financing on homes throughout Colorado. Property insurance, and if applicable, flood insurance is required. Consult a tax advisor for information regarding deductibility of interest and charges.
1Lock & Shop is available on fixed-rate mortgage loans, excluding all refinance types and CHFA loans. Additional conditions or exclusions may apply. Please refer to Ent's Important Loan Information and Mortgage Rate Lock Information for more information.

2$500 Mortgage Closing Guarantee is based on the mortgage loan closing date provided in the original sales contract. This guarantee is only available on purchase mortgage loans with closing dates set for a minimum of 30 days after the original purchase contract is signed. Loan closing date is subject to receipt of completed application and required supporting documentation. Required supporting documentation must be provided no less than two (2) business days after application receipt. Loan closing is subject to underwriting approval. Closing guarantee is not applicable if: a. borrower changes loan products or terms, b. closing is delayed due to seller’s failure to close on time, c. borrower fails to meet contract requirements, d. closing is delayed due to a third party requirement, including appraisal and inspection, e. closing date is not included in the contract, f. closing is delayed due to inclement weather or natural disaster, or g. loan documentation or application contains fraudulent information. Ent reserves the right to amend, terminate or withdraw this offer at any time without prior notice. Guarantee paid in the form of a $500 credit on the settlement form at closing. Standard qualifications apply. Loans are subject to final credit approval.