$500 Mortgage Closing Guarantee

$500 Closing Guarantee

We’ll close on time so you can close the deal.

You can trust our expert mortgage loan officers to be considerate of your time. From the beginning of the home loan process to end, we’re here to answer questions and help eliminate any surprises that could put a closing at risk.

If we don’t close the loan on-time, based on the original sales contract, we’ll credit $500 to settlement costs at closing.¹

That’s an Ent guarantee.

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Other Reasons People Choose Ent

Mortgage Rate Lock

Home buyers can lock in a great rate while searching for the perfect home. Our Lock and Shop rate protection² gives peace of mind during the house hunting process.

Many home loan options – including Jumbo Loans

Do you need a home loan that’s not conventional? We have a variety of other options to meet your needs. In addition to conventional, fixed mortgage loans, we also offer VA, FHA, ARM and Jumbo loans. Plus, our First-Time Home Buyer’s program can help if you haven’t owned a home in the last three years. Not sure which loan is best for you?

Learn About Mortgage Options

Talk to a Mortgage Loan Officer

Great rates. Fewer fees.

We’re proud to offer fewer fees and competitive rates for our owner-members. As a not-for-profit, we’re focused on improving our members' financial quality of life, not lining our pockets.

In-House Servicing

We make life easier by servicing all our mortgages for the entire life of the loan. If questions come up, we’re always happy to help answer them!

Have questions?

Talk to one of our expert lenders to learn which mortgage loan option is best for you. Or give us a call at 800-525-9623.

Standard qualifications apply. All loans are subject to final credit approval. Please consult your tax advisor, as interest paid on these loans usually is tax-deductible. Financing on homes in Colorado. The interest on the portion of the credit extension that is greater than the fair market value of the dwelling is not tax deductible for federal income tax purposes. Consult a tax adviser for further information regarding the deductibility of interest and charges.

¹$500 Mortgage Closing Guarantee is based on the mortgage loan closing date provided in the original sales contract. This guarantee is only available on purchase mortgage loans with closing dates set for a minimum of 30 days after the original purchase contract is signed. Loan closing date is subject to receipt of completed application and required supporting documentation. Required supporting documentation must be provided no less than two (2) business days after application receipt. Loan closing is subject to underwriting approval. Closing guarantee is not applicable if: a. borrower changes loan products or terms, b. closing is delayed due to seller’s failure to close on time, c. borrower fails to meet contract requirements, d. closing is delayed due to a third party requirement, including appraisal and inspection, e. closing date is not included in the contract, f. closing is delayed due to inclement weather or natural disaster, or g. loan documentation or application contains fraudulent information. Ent reserves the right to amend, terminate or withdraw this offer at any time without prior notice. Guarantee paid in the form of a $500 credit on the settlement form at closing. Standard qualifications apply. Loans are subject to final credit approval.

²Lock & Shop is available on fixed-rate mortgage loans, excluding all refinance types and CHFA loans. Additional conditions or exclusions may apply. Please refer to Ent's Important Loan Information and Mortgage Rate Lock Information for more information.