The Sound Cents podcast helps you make sense of money and personal finance topics so you can improve your financial quality of life.
Latest episodes

Retirement Planning 101: When to Start and What to Know
Retirement planning isn’t just about the finish line, it’s about the steps you take along the way. Tune in and dive into when to start planning, common misconceptions, and how to make the most of retirement savings tools like 401(k)s and IRAs.

Financial Independence Made Simple
Dreaming of living life on your terms? Discover what financial independence really means and share practical strategies for budgeting, reducing debt, and saving for long-term security. From setting goals to avoiding common pitfalls, we’ll help you map out your journey to financial freedom — so you can find peace of mind and take charge of your future.

Soak Up the Fun, Not the Costs: Smart Spending This Summer
Summer fun doesn’t have to come with a big price tag. Discover practical ways to enjoy the season without overspending, whether you're planning a getaway, tackling a summer bucket list, or just looking for low-cost ways to beat the heat. Tune in for simple, budget-friendly tips to make the most of your summer.

Budgeting & Debt 101: Your Financial Literacy Power-Up
Ready to take control of your money? In this Financial Literacy Month episode, we’re breaking down the basics of budgeting and debt repayment with tips that are simple, practical, and actually doable. Whether you're just getting started or need a reset, this is your power-up for building confidence with your finances.

A Guide to Small Business Financial Planning
Starting or growing your business? Join us as we dive into smart financial planning strategies to help your business thrive. From budgeting to cash flow management, we’ve got expert tips to set you up for success.

Tax Scams Uncovered: How to Protect Your Finances
Tax season is here — and so are the scammers. Join us to discover common tax scams to watch for, how to spot red flags early, and steps you can take to protect your information.

Maximizing Credit Union Membership Benefits

Love Your Credit: Understanding & Improving Your Credit Score

Building Financial Confidence with a Coach

Prepare for Financial Success in 2025: A New Year's Planning Guide

Holiday Spending Hacks

Navigating the Retirement Landscape

Money Myths Debunked

Cybersecurity Essentials: Protecting Personal and Financial Data

Back-to-School Budgeting

Unlock the Full Potential of Your Credit Union with These Checking Account Tips

How to Avoid Getting Scammed: Essential Tips to Protect Your Money
Ready to steer clear of scams? Discover the ins and outs of scam awareness, safeguarding your personal data, and maintaining a solid grip on your money.

Summer Fun on a Budget: Cheap Summer Activities
Ready to soak up the sun without emptying your wallet? Join us for budget-friendly summer tips, cheap activities, and secrets to save on must-haves.

Unlocking Adventure: Travel Rewards Credit Cards Explained
Ready to unlock the secrets of travel rewards? Whether you're a frequent flyer or just starting out, become a travel rewards expert and make every trip more rewarding.

Financial Planning for Young Professionals
Are you a young professional ready to take control of your financial future? Learn how to budget, save, and invest wisely to secure your future.

Navigating Finances in Social Circles: Cheap Activities to Do with Friends & More Tips
Say goodbye to spending stress with friends! Join us as we explore strategies for keeping money conversations open and transparent, ensuring every outing is stress-free and enjoyable.

Business Banking Essentials: How to Choose the Right Bank for Your Business
Do you own a business or dream of starting one? Join us in our latest episode where we unpack the ins and outs of business banking.

Does Buy Now Pay Later Affect Credit Score? When to Avoid & When it Makes Sense
Join us as we dive into the world of Buy Now, Pay Later. We'll unpack the benefits, possible pitfalls, and its influence on consumer habits. From managing debt to insightful financial decisions, we got it all covered!

Money on the Mind: Understanding Money and Personality
Discover how understanding your money personality can empower you to make more informed financial choices and foster healthier relationships with money.

Boost Your Credit Using These Credit Card Tips and Tricks
Unlock the secrets to a healthier credit score! Discover tips and tricks to boost your credit and enhance your financial well-being.

Spring Clean Your Finances
Refresh your finances this spring! Tune in to discover practical tips to declutter your budget and plant the seeds for financial growth.

The Frugal Foodie: Maximizing Savings on Your Grocery List
Turn your routine grocery run into a strategic financial move! Tune in to discover smart grocery hacks that will help keep your budget intact.

Money Management for Couples: Learn Couple Financial Strategies
Turn love and money into the perfect match! Discover how to navigate finances in your relationship. From creating a financial plan to embracing differences in financial values, this episode is your ultimate guide to a harmonious money journey with your better half.

Unlocking Home Equity: Cash Out Refinance vs HELOC
Want to tap into your home's financial potential? Join us as our guest, Jamie Slavin, delves into home equity lines of credit (HELOCs) and cash out refinances.

How to Keep Your Bank Account Safe Online in 2024
Want to safeguard your finances in 2024? Tune into our latest episode to explore the latest trends, learn to recognize common scams, and discover practical tips to protect your personal information and secure online transactions.

Grow Your Money with Security: What is a Certificate of Deposit?
Explore the often-overlooked but powerful world of Certificates of Deposit (CDs). Join our guests, Chief Financial Officer, Dan Leclerc, and Vice President of Treasury, Kevin Cap, as they break down the fundamentals of CDs.

Best Financial Coach Programs: Empowering Your Future with a Financial Coach
Whether you're aiming to achieve financial goals, overcome challenges, or simply enhance your financial literacy, this episode provides valuable insights into how Ent's Financial Coaching program can lead you towards a more secure and prosperous future. Tune in and take the first step towards unlocking your financial potential!

New Year, New Financial Plan: Build Your New Year Budget
Welcome to "New Year, New Financial Plan," where we kick off the year with a practical guide to revamp your financial strategies. We break down the essential steps to creating a solid financial plan that aligns with your goals and aspirations for the upcoming year.

The Next Step: Navigating Challenges of Repaying Student Loans
In this episode, we tackle the post-graduation hurdle we all face: student loan repayment. Join us as we discuss practical strategies and expert insights to help you confidently navigate the challenges of paying off student loans and take the next step toward financial freedom.

Teaching Kids Financial Literacy: Tips for Parents
Empower the next generation with financial education. Join us to discover strategies to teach children budget basics and smart saving.

Barking Up the Budget Tree: How to Budget for Pets
Explore the pawsibilities of financial wellness and join us to explore the ins and outs of budgeting with our furry companions.

Making a Difference: The Journey of Charitable Giving
Tap into your generosity this holiday season! Join us to unwrap the complex process of choosing a charitable cause and discuss the importance of aligning one's values and interests with the chosen mission.

Holiday Scams Unwrapped: Protecting Your Money and Data
Protect yourself from holiday scams! Don't let cybercriminals ruin the festive spirit. Educate yourself on common holiday scams and discover effective ways to safeguard your personal information.

The Credit Union Difference: Your Bank vs Credit Unions and The Hidden Gem of Finance
What's the difference between credit unions and banks? Join us and explore the key distinctions between these two types of financial institutions.

Saving Spells to Stop Impulsive Spending & Have a Spooktacular Financial Future
Are you ready to embark on a spine-tingling financial adventure this Halloween? Join us for a special episode filled with ghostly financial tips, and ways to ward off financial ghouls that haunt your financial future.

Familiar with Fraud: How to be Scam Aware
Don't get tricked by spooky scams. Discover valuable tips to stay scam aware and protect your personal information.

A Financial Planning Month Special: Importance of Financial Planning
October is Financial Planning Month, and we're diving into the heart of money matters. Discover ways to secure your financial future, one step at a time.

Fortifying Your Digital Fortress: How to Prevent Cyber Attacks Part 2
Stay vigilant and protect yourself from cybercriminals. Tune in to Part 2 of our Cybersecurity Awareness Month special, and learn how to spot social engineering attacks and defend against them.

How to Protect Personal Information Online Part 1
Stay one step ahead of cyber threats. Discover how to safeguard your personal information online in this Cybersecurity Awareness Month special.

Financial Mishaps: Real Stories of Money Mistakes and Lessons Learned
Nobody's immune to financial slip-ups, but what we learn from them is invaluable. Check out these relatable financial fails!

Utilizing the Best Personal Finance Apps and Tech to Manage Your Finances
Take control of your finances. Discover the path to easy money management with the latest tech tools.

Strategies for Saving for the Future: College Funds and First Cars
Unlock the secrets to securing a bright future! Tune in for tips on saving for college tuition and your first car.

Mind Over Money: Understanding the Psychology of Money
How do you approach finances? Discover how the psychology of money and your unique money personality shape your financial choices.

Financial Coach Benefits: How Financial Coaches Help You Take Control of Your Finances
Ready to transform your financial future? Discover the benefits of financial coaches and how expert guidance can help you achieve your money goals faster and smarter.

Unlock the Power of Credit Card Rewards
Unlock the power of credit card rewards. Discover the benefits of credit card rewards and ways to turn everyday spending into incredible perks and savings.

The A+ Guide to Back-to-School Budgeting: Average Cost of Back to School Shopping
Ace back-to-school shopping on a budget. Discover easy ways to save when preparing for the new school year.

How to Be Aware of Scams
Discover ways to stay one step ahead of scammers and protecting your hard-earned money. Learn essential tips, real-life stories, and advice to safeguard yourself against fraud.

Building Your Budget During Inflation
Need actionable steps to combat inflation? Discover how inflation works, its impact on finances, and strategies for budgeting your money.

Mortgages Demystified: What is a Down Payment
Looking to buy a home? Join two of our Mortgage Loan Officers to learn the ins and outs of down payments.

How to Grocery Shop on a Budget
Have you been stressing out about the price of food? Discover actionable tips to help you navigate grocery shopping and dining out.

Money and Relationships: How to Operate as a Team
Make sure money conversations don't get in the way of your relationships. Discover how you can navigate finances as a team and create a financial system that works for both of you.

What is the Connection Between Goals and Savings? Tips on Setting Savings Goals
It can be daunting to start setting savings goals, but there are different ways you can save so you can achieve your financial goals faster. Discover the importance of savings, establishing goals, and staying on track.

How to Prepare for Retirement
Retirement is something we all know we need to plan for but can easily get overwhelmed with how to start, how much we need, what are options are etc. Discover the different types of retirement accounts, how to get started, employer match, self-employment and more!

Wedding Planning on a Budget: Financial Tips for Your Big Day
Weddings can cost a lot of money if you're not making careful decisions around your budget. Many couples turn to high-interest credit cards to help pay for their wedding. Discover ways you can save and enjoy your wedding while reducing financial stress.

Understanding Student Loans Repayment Options, Forgiveness, and More
With student loan repayment approaching, it is important to know your options. Take control of your student loans by learning more about types of loans, repayment plans, and forgiveness options.

Wheelin’ and Dealin’: Process of Buying a Car in Today's Market
The car buying market is ever-changing but navigating the buying process and working with dealers can be made simpler by doing your research ahead of time. Knowing your wants and needs can help you find a vehicle that has good value for your money.

Trips to tacos: Value-based spending and aligning your money with the things that matter
Many people hear the word “budgeting” and imagine endless spreadsheets and piles of receipts. However, creating a budget or spending plan doesn’t have to be a chore. Integrating your values can help you stay on track toward your financial goals and help make your spending more impactful.

Travel planning: How to Save Money on Vacation
Whether we’re flying across the world to visit exotic locations or driving across states to visit family for the holidays, most of us have to travel at some point. While things can get expensive, if you plan ahead, there are a lot of opportunities to save money on vacations and travel.

Debt repayment: Tried and true strategies to pay down your debt
Whether it’s a credit card for everyday purchases or a loan for a house or car, debt products are everywhere in the world of personal finance. While there is a lot of cautionary tales surrounding getting into debt (for good reasons), these products can also be a tool to help you reach your financial goals. It’s important to remember to stay organized and only take out what you can manage and pay back.

Using credit wisely: How to build your credit score and how it can affect your finances
Building credit is a fundamental skill in personal financial management. Your credit score can affect everything from your money, your job and even where you live. However, understanding how your credit score is calculated and what you can do to improve it is not always easy. Having a good credit score will make it that much easier to hit your financial and life goals.

Personal Finance Podcast: Sounds Cents Podcast Trailer
Introducing the Sound Cents podcast from Ent. We are here to help you make sense of money and personal finance topics so you can improve your financial quality of life.