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Understanding how much you may need for a down payment is an important part of the home-buying process. Your down payment amount not only can help you determine if you have enough money saved to purchase a house but can also affect your monthly payments going forward. Read this article to learn more about the down payment requirements for different home loans.

We're routinely enhancing our online security measures to help keep your account safe. 

Are you considering opening an account but unsure which is the right choice? A free checking account offers advantages like easy access to your funds. However, it also has certain limitations. Let us explore the pros and cons of a checking account.

If you are an Armed Forces member or veteran, you may qualify for the VA loan program. VA loans come with lower eligibility requirements to help service members and their families afford to buy a home even if they don’t have a lot of money in savings or a high credit score. You will need to ensure you meet all the VA loan requirements to get approved. Learn more about the VA loan requirements to see if you qualify.

Finding the right financial partner can be a long and difficult search. The hundreds of options available locally or online only complicate the decision. That’s where credit unions come in, offering a refreshing alternative to traditional banks. Let’s explore credit unions, how they work, their benefits and how they differ from banks.

Can you pay rent with a credit card? Short answer: yes. Absolutely, but only if your landlord or a third-party processor will take the plastic and you are prepared to shoulder—or cleverly avoid—the fees. Roughly 22% of U.S. renters already put monthly housing costs on debit or credit cards, according to a 2024 payment-trends study by property-tech firm Zego (Salmonsen, 2024). That slice is growing because tenants want smoother cash flow and richer rewards, while landlords crave on-time payments. Still, every swipe passes through a maze of surcharges, interest rates, and utilization limits. Before you tap “Pay,” you need a plan to ensure you have a smart credit card management strategy in place.

In today's interconnected world, social media platforms have become an integral part of our lives. They help us stay connected with friends and family, share experiences, and even manage our finances. However, the same platforms that bring us together can also pose risks to our cybersecurity and personal information. In this article, we'll explore the intersection of social media and cybersecurity, and provide tips on how to protect yourself and your finances in the digital age.

Two-factor authentication is a security process that requires two different authentication methods before granting access to an online account or system. Discover the benefits of two-factor-authentication and how to enable it to protect your information.

Here at Ent Credit Union, we go to great lengths to protect our members. A new scam has started affecting some of our members, and we want to help you stay safe. Learn how to protect your financial and personal information online, so you don't have to worry about a stranger taking your money and always be aware of scams. Instead of robbing banks with black hoods over their faces, today’s thieves spend their time scamming everyday consumers and businesses out of their hard-earned money. Suspicious calls, texts, and emails can catch some people off guard, giving fraudsters a chance to drain their bank account.

The holiday season is upon us. It’s a time of joy, celebration, and togetherness. However, it can trigger financial stress due to the pressures of gift-giving, hosting parties, and decorating. Moreover, the excitement often leads to overspending, leaving many with a financial hangover in the new year. To help you navigate this festive time, we've compiled essential holiday budgeting tips. Follow them to keep your finances in check and ensure you enjoy a debt-free season.

Financial stability and peace of mind start with a robust, well-thought-out family budget. If you've ever felt the stress of an unexpected expense or wondered where all your money went at the end of the month, you're not alone. This guide takes you through a comprehensive step-by-step process of crafting a budget that suits your family's needs, ensuring financial health and sustainability.