Business checking accounts — simplified
Call us at 800-525-9623 to get started
Ent business checking accounts
We understand that one-size-fits-all banking doesn’t work for every business. You have different needs based on your company’s account activity, daily balance, business plan and goals. That’s why we offer several business checking account options — so you can easily match your banking to your business.
Maintenance fee |
Service fees |
Opening deposit |
Minimum balance requirement5 |
ATM fees6 |
Ent Visa® debit card |
|
|---|---|---|---|---|---|---|
Free checking Best for businesses just getting started or with lower transaction volumes | $0 | $.30 per item for each transaction2 item over 100 | $100 | No | No |
|
Dividend checking Earns dividends3 on your account — tiered rates, credited monthly | $10* | $.30 per item for each transaction2 item over 350 | $100 | No | No |
|
Analysis checking Earnings credit4 — best for businesses with higher transaction activity | $12 | $.15 per withdrawal or check $.20 per deposit ticket $.09 per deposit item | $100 | No | No |
|
*This fee is waived if account owner maintains a balance of at least $5,000 in checking account or if the Average Daily Balance remains above $20,000 in Business Checking, Savings, Money Market Savings or Certificate Accounts.
Money management is less complex with the Ent Business Visa® debit card
Keep your business’s money management simple with these benefits:
- Track your purchases in real-time via online and mobile banking
- Make free withdrawals, deposits and transfers at Ent and through our nationwide CO-OP ATMs1
- Protect your account from fraud through Visa’s Zero Liability7
- Streamline your online purchases by using Visa’s Click and Pay
- Enjoy the security of our Visa debit card chip technology
Get started with business banking at Ent
Open a business banking account at your local service center or contact us at 800-525-9623.
Common questions
Yes, you can save time by remotely depositing checks right from your desk. Just use our free online banking remote deposit feature to make deposits at your convenience. Employees can even scan checks from their computer using a Canon CRL-1 check reader or TWAIN-compliant desktop scanner. You can also set minimum and maximum deposit limits based on your business needs, and have funds immediately available once your deposit is processed.8
The documentation we’ll need to open your Ent business account depends on your business type. Visit our Getting Started page to view the documentation you’ll need to bring with you to get started.
To view our current business checking dividend rates, visit our rates page.
Banking solutions built with your business in mind
Our business advisers customize the products and services we offer so they cater to your business’s needs. Learn more about our specialized service packages below. Don’t see a relevant category? Just contact us and we’ll get you matched up with products that work for your business.
Legal professionals
Building a case for your clients can be time-consuming work. That’s why our dedicated business advisers take the time to understand your business and do the work to streamline your finances so you can save time and money.
Medical professionals
We know that caring for your patients is your priority, so our business advisers make your finances our priority. Explore banking bundles crafted to save time and money or discuss your financial goals with an Ent business adviser.
Nonprofits
As Colorado’s leading not-for-profit credit union, one of our values is to give back to the communities we serve. We understand nonprofits because we have the same mission. Let’s talk about how we can help you with your business’s banking needs.
Still have questions?
Business resources
About Ent
1 At all Ent and CO-OP Network ATMs.
2 Transaction item – An “item” is defined as any electronic or paper item being debited or credited to or from the account. Exclusion: Transfers initiated through Online or Telephone Banking, ATM transfers and transfers between Ent accounts do not count towards “Per Item Fee”.
3 Earns Dividends – The account will be credited all dividends earned during the statement billing period.
4 Earnings Credit – Earnings Credit calculates the average daily balance of the Analysis Checking and applies a designated earnings rate monthly used to offset Account Maintenance Fee, Per Item Fees and Miscellaneous Fees. Any additional earnings above the fee(s) offset will not be carried forward or credited to the account.
5 Any account balance that remains at a zero balance or less for a period of thirty (30) days is subject to closure by the credit union. A minimum $5 deposit in a Savings Share Account is required.
6 Transactions at ATMs not owned by Ent or in a partnership with the CO-OP Network may incur fees by the machine’s owner. See Ent’s Fee Schedule at Ent.com/Legal.
7 Visa’s Zero Liability policy covers U.S. issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify Ent promptly of any unauthorized use.
8 Deposits are reviewed Monday through Friday between 8 a.m. and 5 p.m. Mountain Time excluding federal holidays. If a deposit is made after 5 p.m. Mountain Time and was held for review, it will be processed the following business day. Holds may apply. Remote Deposit is limited to business accounts.
Account qualifications apply. Please review Ent’s Important Account Information and Business Fee Schedule for additional information.
There is no charge for Ent Mobile Text Banking or the Ent Mobile Banking App; however, charges from your mobile service provider may apply. Please review Ent’s Important Account Information and Fee Schedule for additional information.
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