Fund your new ride at a great rate

Owning a pet brings immense joy and companionship, but it also creates financial responsibilities. In the first year, the average cost of owning a dog or cat is $3,221 and $1,904, respectively (ASPCA, 2024). This means you must have a detailed money strategy before owning a pet. Creating a budget for pets ensures the best care for your Fido or fluffy without straining your finances. Let’s explore how to budget for your furry (or scaly) friend effectively.

Do you need funds for home improvements, debt consolidation, or an emergency? If so, your top priorities must be a trusted lender and reliable guidance on how to apply for a personal loan. Credit unions offer competitive rates, clear terms, and a supportive member experience. In this article, you’ll learn what steps to take before you apply for credit union loan financing, what documents are required, how the online application process works, what approval criteria look like, and how to manage your loan responsibly afterward.

With a record number of job openings all over the country, it’s a great time to look for a new job. But transitioning careers can leave you without income for several months or more, depending on how long you are out of work. If you are thinking of changing jobs, learn how to manage your finances during this period of transition.

Every semester delivers the same double punch: a tuition bill larger than last term and a flood of incidental costs — textbooks, lab fees, late-night pizzas — that evaporate paychecks and loan disbursements at dizzying speed. The average college student spends $38,270 per year on tuition, books, supplies, and daily living expenses. In a private campus, that bill rises to $58,628 (Hanson, 2025). When numbers grow that large, hoping for the best is not a plan; a written budget is. This guide offers a practical roadmap for how to budget as a college student—from mapping cash flows, choosing tracking tools, and cutting expenses without trimming the joy out of campus life.

The fragile nature of life means we must plan for the unexpected. Let’s take the story of Emma and Alex, a young couple who just welcomed their first child. Amid the joy and new responsibilities, they face a reality that many new parents encounter — securing their family’s future.  

Alex is the sole breadwinner; therefore, if he passed away, his family would have to cope with financial challenges on top of their emotional loss. This situation highlights the importance of life insurance. It ensures peace of mind and safeguards the well-being of the people you cherish the most. 

If someone asked you about different types of credit and lending tools, what would you think of first? Credit cards, student loans, mortgages and auto loans would probably come to mind. But what about personal loans? Personal loans are general-purpose credit products that can be used for a multitude of purposes. Whether you’re covering an unexpected expense, big-ticket purchase or home improvement project, personal loans can provide some much-needed financing to help you achieve your goal.

In this beginner's guide, you'll learn what platforms are available for you to invest on, the pros and cons of each one and the types of accounts you may want to get started with.

Ent Credit Union offers a convenient way for its members to send wire transfers both domestically and internationally. Whether you need to send money to a family member, pay a bill, or make a large purchase, wire transfers provide a fast and secure way to transfer funds.

Congratulations on your recent graduation! As you move from the campus to the career world, getting savvy about your finances is more crucial than ever. At first, financial planning and money management seem daunting. However, with the right approach, they become empowering tools for building a secure and prosperous future.  

This guide delivers practical financial advice for college students stepping into their professional lives. Whether it's managing student loans, budgeting your first salary or saving for your dreams, these finance tips for college students can set the foundation for a prosperous and balanced life ahead.

If you vowed this is the year you get ahead financially only to watch payday deposits disappear, you’re not alone. Gillespie (2025) notes that 59% of Americans still can’t cover a $1,000 emergency without borrowing or selling something. Meanwhile, the U.S. personal-saving rate is languishing below 4 percent—about half its long-term average (BEA, 2025). These sobering numbers explain why learning how to start saving is so critical. The encouraging news? A few clever ways to save money can transform vague intentions into steady progress.

If you’ve ever been to a department store or chain retailer, the salesperson probably asked you if you wanted to open a store credit card. A store credit card is like a normal credit card except that, in most cases, you can only use it at participating stores and businesses. Some of the biggest chain outlets and retailers, such as Target, Home Depot, Walmart, Macy’s and other clothing retailers offer this option. 

But how do these cards work? And can they actually help you save money? Let’s find out.