Ent Lifestyle™ Visa Signature® credit card

Ent Lifestyle Visa Signature credit card shown tilted

Earn rewards on the essentials — and the not-so-essentials

From bills to brunch, earn points on the things you need ... and the things you love.

Apply now
Ent Lifestyle Visa Signature credit card shown tilted

Earn up to 5x points

Get up to 5x points for cash back on your everyday expenses.1

Save more

Keep more of your money with no annual fee and a low 13.24%-26.24% APR.2

Simplify your getaways

Get free assistance with travel, dining, shopping, entertainment and more.3

Offers you’ll love:

Earn 15k bonus points

Get 5k points on your first purchase & 10k more when you spend $1,000 within 90 days of opening.4

Save with a 0% Intro APR

Transfer your balance from another card and pay no interest for 9 months.5

Perks made for you

Up to 5x points in 5 categories:1

  • 5x on cell phone, cable and streaming bills
  • 4x on utilities
  • 3x on dining and takeout
  • 2x on everyday essentials like groceries and gas
  • 1x on all other eligible purchases
Apply now

Get helpful extras with your new Ent Visa3

Purchase security: You’re covered for the unexpected if your purchase is damaged or stolen within 90 days.

Visa’s Zero Liability Policy: You’re not liable for unauthorized charges if your Ent Visa card is lost, stolen, or used without permission.*

Roadside Dispatch: You’ve got on-the-spot roadside assistance, with no membership payments or pre-registration required. Just pay per use and travel with confidence wherever you go.

Extended Warranty: Doubles free repair coverage on eligible purchases for up to 1 extra year, letting you enjoy them longer without worries.

Auto Rental Collision Waiver: You have coverage for damage or theft on most rental cars, so you can enjoy the ride worry-free.

Visa Concierge: 24/7 assistance with travel, dining, entertainment and more — with most requests fulfilled in 24-48 hours.6

Compare and choose with confidence

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Ent Lifestyle Visa Signature FAQs

You can apply online, by calling 800-525-9623 or by visiting your nearest service center.

Yes. But any authorized users you add don’t need to be Ent members.

Your current card will be replaced with one of the new Ent Visa cards in late April 2025. You won’t lose any of the rewards you’ve earned. If you have an introductory rate offer, the terms and standard interest rate will remain the same. Learn more about the transition here.

By bringing credit cards in-house, we can now offer you a card with great benefits supported by your local Ent team. Now, if you have a question or need to make a payment, you can just call us directly or stop by any Ent service center. The new cards also offer no annual fee and valuable benefits.

Yes, authorized users can be added at no charge. Once your card is approved, you can add authorized users by calling 800-525-9623 or by visiting your nearest service center. You’ll need to have the user’s birthdate, the last 4 digits of their Social Security number or TIN, and their 5-digit zip code.

Debit cards pay for your purchases using money that’s already in your checking account, while credit cards allow you to make purchases on credit. Credit cards can boost your credit score when managed responsibly, while debit cards don’t impact your credit history. Ent also offers credit cards that earn cash back or points on purchases.

Balance transfers let you consolidate existing debt from other credit cards, usually at a lower interest rate, allowing you to pay your debt off faster. You will be charged a one-time fee when you make the initial transfer. If you choose to do a balance transfer at 0% APR, be aware that any remaining balance at the end of the advertised period will accrue interest at your Ent card’s standard interest rate for purchases. Plan to budget wisely and pay off your balance before the advertised 0% interest period ends.

Standard account and credit qualifications apply. All loans subject to final credit approval. Rates and terms are subject to change without notice and are dependent upon creditworthiness and market Prime Rate. Visit Ent.com/Legal to review Ent’s Credit Card Agreement and Disclosures.

1 Rewards Agreement

2 Ent Lifestyle Visa® Signature Pricing and Terms

3 Ent Signature Rewards Guide to Visa® Benefits

4 You may earn up to 15,000 bonus points as follows: (i) 5,000 points for your first eligible Card Merchandise transaction; and (ii) 10,000 points if you have at least $1,000 in Net Eligible Purchases within the first 90 days of Card opening (and do not subsequently fall below $1,000 in Net Eligible Purchases as a result of returns or other reversals). To be eligible for the bonus points, you must be eligible to earn and redeem Points at the time the bonus points are applied to your account. See Rewards Agreement "Program Terms" for ineligible account flags.

5 0% introductory Annual Percentage Rate (APR) on all balance transfers for a period of 9 months from the account opening date. After the Introductory Period your APR will vary based on your creditworthiness as well as the Prime Rate which is subject to change. Refer to Account Disclosures for details.

6 Ent Lifestyle™ Visa Signature® cardholders are responsible for the payment of any and all charges associated with any goods, services, reservations or bookings purchased or arranged by the Visa Signature Concierge on cardholders’ behalf. Any such purchases or arrangements are solely between the cardholder and the respective merchant, and Visa is not a party to the transaction. All goods and services subject to availability. See full terms of service at https://usa.visa.com/supporting-info/concierge-terms.html.

* Visa's Zero Liability Policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify Ent immediately of any unauthorized use. To learn more, please visit https://usa.visa.com/support/consumer/security.html