Fund your new ride at a great rate

Your net worth all comes down to assets and debts. Everyone owns a few assets and you may have a few debts or liabilities as well. Calculating your net worth shows you how much you’re worth in terms of dollars and cents. It’s how much you own or have minus everything you still owe. Use this simple guide to learn how to calculate your net worth.

Purchasing a home is a dream for many. In this process, understanding the types of home loans in Colorado sets you on the right track to get a mortgage that suits you. Therefore, let's explore the various types of mortgage loans in Colorado and their benefits and eligibility requirements. You will also learn how Ent Credit Union can assist you in home-buying.

Now that you’re in your 60s, you’re likely just a few years away from retirement, which means transitioning to a new lifestyle where you don’t have to work. But you shouldn’t leave your retirement planning on default until the big day arrives. You should continue to monitor your finances in the years leading up to retirement to ensure all your hard work pays off in your golden years. You may have to adjust your lifestyle if you plan on making less money in retirement. It can also mean adjusting your investment portfolio to maximize your earnings and minimize your losses. Use these financial planning tips for 60-year-olds to make the most of all the savings you’ve accrued over your working years.

Embarking on a graduate degree is an exciting and rewarding journey, but it also comes with its own financial challenges. As a graduate student, you have a lot of financial constraints. Therefore, a your budget becomes crucial, not only for managing day-to-day expenses but also for ensuring long-term financial stability.

Achieving a pre-approval for a home loan marks a significant milestone. It signifies that your journey to homeownership is within grasp. More importantly, it signals to sellers that you’re a serious buyer backed by a financial institution. However, what you do after you get pre-approved for a mortgage can significantly impact the final approval of your loan. Therefore, understanding what not to do after preapproval for a mortgage is crucial.

Ask any efficiency-minded car shopper, and the first question is usually: Can you buy a car with a credit card? In theory, the answer is yes — you absolutely can. In practice, the path is littered with card-issuer rules, dealer surcharges, and interest-rate landmines that can turn a clever rewards strategy into an expensive misstep. New-vehicle prices hit an average of $48,699 in April 2025, a 2.5% month-over-month increase (Cox Automotive, 2025). At the same time, Woolsey (2025) notes the median credit card APR climbed to 24.2% in March 2025. That combination of sticker shock and swipe costs makes it vital to understand every angle before you hand the finance manager a piece of plastic.

If your car needs repairs, you may want to consider if it’s cost-effective to get the repairs done. In some cases, it might make more sense to trade your old car in for another vehicle instead of investing in costly repairs, especially if it is nearing the end of its working life. Choosing whether or not to repair your car depends on several factors, including the cost of repairs, how long the car will last and how much it’s worth in today’s market. Learn when to trade in your car instead of making repairs for the best money management. 

Are you exploring ways to grow your savings? A certificate of deposit (CD) is a tried-and-true option that provides security and steady returns. However, not all CDs are created equal. While both banks and credit unions offer CDs, the latter brings unique advantages, making a credit union certificate of deposit an attractive choice. So, what is a certificate of deposit? Here’s what you need to know to make an informed decision.

The holiday season is right around the corner, and all those added expenses could significantly impact your finances. From gift-giving to lavish homemade meals and traveling to see loved ones, the costs can put a dent in your bank account or force you to take on more debt, but there are ways to enjoy the holidays without spending a fortune. Use these holiday spending tips to get through the season unscathed.

In today's interconnected world, it's not uncommon for friends to come from different financial backgrounds or have varying income levels. While these differences can enrich our relationships with diverse perspectives, they can also present challenges when it comes to planning activities or splitting expenses. In this article, we'll explore practical strategies for navigating finances among friends, ensuring that everyone feels included and respected regardless of their financial situation.

You might have experienced that sinking feeling when you opened your bank statement and spotted unexpected fees chipping away at your hard-earned money. We've all been there, and it's never a pleasant surprise. Therefore, you might be asking, how can I open a free checking account near me? This guide will walk you through everything you need to know about opening a free checking account in Colorado. You will understand the benefits and why Ent Credit Union is ideal for your banking needs.