Fund your new ride at a great rate

Now that you’re in your 60s, you’re likely just a few years away from retirement, which means transitioning to a new lifestyle where you don’t have to work. But you shouldn’t leave your retirement planning on default until the big day arrives. You should continue to monitor your finances in the years leading up to retirement to ensure all your hard work pays off in your golden years. You may have to adjust your lifestyle if you plan on making less money in retirement. It can also mean adjusting your investment portfolio to maximize your earnings and minimize your losses. Use these financial planning tips for 60-year-olds to make the most of all the savings you’ve accrued over your working years.

Thanksgiving is more than getting together with your friends and family for a delicious feast; it’s about giving thanks and being grateful for what you have. Regardless of how or where you plan on celebrating in Colorado, there are many people in our communities that could use a hand this time of year. A little bit of effort goes a long way. Learn how you and your guests can give back to your community on this special day.

The mortgage application process can be overwhelming. Use this guide to simplify the application process so you can finance with confidence. 

Running a small enterprise requires meticulous financial management, which is where small business banking comes into play. Unlike personal banking, small business banking involves specialized services to serve the unique needs of your business. Besides basic banking services, it supports bulk transactions, managing cash flow, credit lines, payment processing and even payroll services. Indeed, having a dedicated business bank account is not just a good practice; it’s a fundamental step toward business success.

Is refinancing the right move for me? It depends. Refinancing your mortgage loan can be a strategic financial move, saving you money on interest, lowering your monthly payments or shortening your term.

If you’re in the market for a consumer loan, you may have the option of choosing between what’s known as a secured loan and an unsecured loan. Both types of loans will give you access to funds that you will need to pay back at a later date, but they come with clear differences that every borrower should be aware of. Learn more about the difference between secured and unsecured loans so that you can find the right type of loan for your needs.

It’s tax season in the U.S. You’re likely focused on gathering all the necessary paperwork and submitting your return on time. Meanwhile, in the criminal world, fraudsters are busy executing schemes in an attempt to steal your identity and money. In fact, the Internal Revenue Service identified $2.3 billion in tax fraud in 2020. To help alleviate some stress this tax season, we’ve compiled this guide to help you protect yourself, recognize possible fraud warning signs and take action if you become a victim.

Impersonal banking services have been a huge pain point for consumers. As a result, individuals are looking for financial institutions that genuinely prioritize their needs. For residents of Colorado, Ent Credit Union emerges as a standout choice, blending personalized service with a strong commitment to community engagement. If you're on the quest for the best credit unions near you, let us explore what credit unions, specifically Ent, have to offer.

Banks and credit unions aren’t the same. They both offer banking services and different types of loans, but one option tends to be cheaper than the other. Credit unions offer competitive interest rates and more flexible terms with little to no lending fees, so you can keep more of what’s already yours. If you are in the market for a home, personal, auto or RV loan, discover why so many people choose credit unions over traditional banks.

Every semester delivers the same double punch: a tuition bill larger than last term and a flood of incidental costs — textbooks, lab fees, late-night pizzas — that evaporate paychecks and loan disbursements at dizzying speed. The average college student spends $38,270 per year on tuition, books, supplies, and daily living expenses. In a private campus, that bill rises to $58,628 (Hanson, 2025). When numbers grow that large, hoping for the best is not a plan; a written budget is. This guide offers a practical roadmap for how to budget as a college student—from mapping cash flows, choosing tracking tools, and cutting expenses without trimming the joy out of campus life.

If you’ve been in your home for several years or more, chances are you have what is known as home equity, which means you’ve paid off a substantial part of your mortgage loan. You can turn your home equity into cash with a cash-out refinance or a home equity loan. Refinancing your mortgage may also allow you to lock in a lower interest rate, helping you save money in the years to come.