Fund your new ride at a great rate

It’s no secret that compound interest can be a huge financial asset. But it can also be a recipe for disaster if you’re having trouble making monthly payments on your mortgage, student loans, or credit card bills.

Two-factor authentication is a security process that requires two different authentication methods before granting access to an online account or system. Discover the benefits of two-factor-authentication and how to enable it to protect your information.

Living paycheck to paycheck isn’t easy. It means using up all your paycheck until the next one arrives. This leaves little to no room for surprise expenses, such as accidents, medical emergencies and other surprise fees that can put your bank account in the red. It also makes it harder to save for long-term goals, such as retirement, buying your first house or paying off your credit card or student loan debt. Use these personal finance tips to break out of the cycle so you can start saving more money each month.

When it comes to securing a stable financial future, making informed decisions about your savings is crucial. According to the U.S. government, Certificates of Deposit (CDs) are among the safest ways to grow your money with an extremely low likelihood of losses (U.S. SEC, 2009). Considering their popularity, Ent Credit Union provides a CD Calculator to help you optimize your CD investments. Below, we explain how to use our certificate of deposit calculator and its results and share tips on maximizing your CD returns.

You have passwords for every online store, financial institution and social media website, yet you were still hacked. How is that even possible? Sadly, this is becoming more and more common, which is why multi-factor authentication (MFA) has become more widespread.

To help you get the most out of your credit card, we wanted to share some ways to establish and improve your credit. Building a solid credit history is essential for financial health, as it influences loan approvals, interest rates and even employment opportunities. By monitoring your credit regularly and maintaining good credit habits, you can build and maintain a strong credit history, opening doors to better financial opportunities in the future.

With rising inflation rates in the United States, Americans increasingly rely on credit cards to cover their expenses. However, one of the growing effects of inflation is a significant increase in credit card balances, which creates the risk of consumer financial stress due to both inflation and mounting debt. Here are several tips for managing your credit cards during this inflationary period.

There are ways to travel when living on a strict budget, but you’ll need to set a budget for your trip to avoid going further into debt. You may not be able to indulge in everything on your to-do list, but if you do your research and plan the budget accordingly, you can still have a wonderful time.

Home values continue to soar, and U.S. households have accumulated over $35 trillion in home equity (St. Louis Fed, 2024). If you are among those who have done so, you can borrow against this financial resource for various needs, such as home improvements, education expenses, or consolidating high-interest debt. Below, we outline how to qualify for a Home Equity Line of Credit (HELOC) to prepare you for this opportunity.

Refinancing your mortgage involves replacing your existing mortgage with a new loan, often to take advantage of a better interest rate, change your loan term or alter the monthly payment structure. The refinance amortization schedule is at the heart of this process, which dictates how payments are split between principal and interest over the loan’s duration.

The automotive industry is going electric, and consumers are slowly shifting towards electric vehicles to save money on gas. Some of the most established automakers in the country have released fully electric vehicles (EVs) that run on electricity instead of fuel and hybrid vehicles that use a combination of the two. These vehicles dramatically reduce our impact on the environment to offset the effects of climate change, but they can also help you save money on transportation. If you are in the market for a new car, learn about the potential benefits of driving an electric vehicle.