Mortgage Resources

Stress less with these helpful resources to learn about home buying and how mortgage loans work.

Most Popular Mortgage Articles

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Mortgage Terms: Glossary and Definitions for Mortgage Terminology

A glossary of common terms used in the mortgage loan or home buying process.

How to Apply for a Mortgage 

The mortgage application process can be overwhelming. Use this guide to simplify the application process so you can finance with confidence.
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Infographic: How to Apply for a Mortgage

The mortgage application process can be overwhelming. Use this guide to simplify the application process so you can finance with confidence. 

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How to Get the Best Mortgage Rates

For homeowners, a common financial goal is to pay off the mortgage as soon as possible and avoid paying extra interest. The lower the interest rates, the less you will owe down the line. That’s why it’s important to find a loan with the lowest possible interest rates, usually represented as annual percentage rate (APR), and other fees associated with the lending process. Use this guide to help you find the best mortgage rates to save money over time.

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How much do you need to make to afford a home in Colorado?

One of the biggest parts of a person’s budget is their housing expense. If you’re looking to purchase a home, read this article to learn more about how home affordability has changed and what you can do to make things more affordable and fit your budget.

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Interest Rates' Impact on The Housing Market

Most people need a mortgage to buy a home, and this means borrowing money from a lender. The lender will always charge interest on top of the principal amount used to buy the home. The interest rate depends on a number of factors, including those related to monetary policy and the health of the economy, as well as those related to your personal finances and credit history. Learn more about how these rates affect the housing market and your bottom line.

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Buying a House in a Hot Market

Buying a home in a seller’s market can be challenging. While housing market conditions may be less than ideal, there are still benefits to buying a property versus renting. Use these tips to stay ahead of the competition and land the house you’ve always wanted.

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How to Get Pre-Approved for a Mortgage

Are you ready to house hunt, but are wondering "How much mortgage can I afford?" Getting pre-approved for a mortgage can show sellers that you are a serious prospect and give you a leg up on other buyers who jump the gun by visiting open houses without even knowing their budget. In this market, where sellers are getting many offers including cash offers, a pre-approval can help you stand out as a buyer. When you have a documented pre-approval, the seller knows you will be able to get the funding you are offering for the home and you’ll be able to close more quickly and reliably.

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Five Things to Avoid After You're Pre-approved

Getting pre-approved is a great first step in buying a new home. To stay on track, it’s important to protect your pre-approval status. Specifically, this means maintaining similar finances as when you applied for your home loan. Changes that you may not think twice about may impact your pre-approval. Below are some common events that can put your home loan approval in jeopardy.

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Buying a Home for the First Time? How to Navigate Your Purchase

Nothing could be more exciting than buying your first home! After years of saving and renting, it’s finally time to be the master of your own domain. But buying a home can be much more complicated than you might realize. The asking price of the home is just one piece of the equation as you navigate this all-too-important purchase. From shopping for a mortgage to budgeting for unexpected costs, we’ll walk you through every step of the process.

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Home Buying Process: Seven Major Steps in Buying a House

The decision to buy a home can be both exciting and terrifying all at the same time. Homeownership is what many of us strive for—to be able to have a home that we can call our own, as well as a real estate asset we can use to build our personal wealth. It is a big step to take. At the same time, though, the process of buying a house can be overwhelming. Understanding the step-by-step process in purchasing a home can help make the home-buying experience a more positive one for you and your family and can help reduce the additional stress that comes with big purchases in life.

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Buying a Fixer-Upper Home: Know the Pros and Cons

If you’re looking to save money when buying a home, you might consider buying a fixer-upper home. Some individuals choose to renovate an older home or one that needs repairs and flip it to make a profit, but are these homes really worth your money? Take a look at the pros and cons of buying a fixer-upper home

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