Get a 4.25% APY return in the 4th quarter¹
Clinch this elevated rate on a short-term CD — the clock’s ticking!
Finish the year strong with a top-notch rate
The clock is running out on this era of epic CD rates. For a very limited time, catch a big return! Deposit a minimum of $500 and get 4.25% APY back for 5 months. With a low minimum deposit and short term, you can quickly gain yardage toward your financial goals. Offer ends Dec 31, 2025.
Look ahead and know your future earnings
Get a preview of the interest your CDs can earn. The “Annual Percentage Yield” (APY) will be the annual rate of return after factoring in your compounding interest.
Results from this calculator are hypothetical and are for illustrative purposes only. Calculators should be used as a self-help tool only and do not consider the impact of fees that may apply. Results may not be applicable to your individual situation and do not constitute an offer. We encourage you to seek advice and guidance from a qualified professional regarding all personal finance issues. Actual terms may differ.
The calculator utilizes an average of 30.42 days per month in its calculation.
Ready to open a CD?
Score a high rate before the year ends and earn more. Stop by your nearest Ent Service Center to open a CD today.
Certificate of deposit FAQs
A certificate of deposit (CD) has matured when it reaches the end of its term. At maturity, you can remove your funds from the account and access all the dividends you earned. Just make sure you notify us before maturity, so your money doesn’t automatically renew.
The rate for this certificate of deposit will remain the same through the entire term. If rates go up or down during that time, your account will not be affected.
If you put at least the minimum deposit into the CD and do not touch your funds for the length of the term, you won’t have to worry about penalties or fees. A penalty is imposed if funds are withdrawn before the maturity date. See full details in Ent’s Certificates of Deposit Disclosure under Important Account Information.
¹Must meet Membership qualifications and have $5 deposit in a savings. Annual Percentage Yield (APY). Rates are effective as of 10/1/25. $500 minimum deposit to open Certificate. A Penalty may be assessed for early withdrawal. Penalties could reduce earnings. Certificate will renew at current rate upon maturity. Offer ends 12/31/25 and may be withdrawn or changed at any time at Ent's sole discretion.