Drive down your auto payment

Save more with a 0.50% rate cut and a $200 bonus1

 

Apply now

Use code: DRIVER

All rates shown are Annual Percentage Rate (APR).*

Your Ent auto refi comes fully loaded with benefits

Save more on the interest rate1

Take an additional 0.50% off our already-competitive auto loan rates.

Pocket $200

Boost your savings with a $200 bonus, just for refinancing your loan with Ent.1

Pay nothing for 90 days1

Take a detour from car payments to build your savings or cover other needs.

Customize your terms

Adjust your loan terms so you’ll have lower payments that fit your budget.

A young woman in her car looking out the window at her dog

Rev up your savings by refinancing with Ent

Refinance your current auto loan from another lender. With Ent you’ll be able to put high-interest car payments in the rearview and use the extra cash to enjoy a smoother ride in life. Then you can use your savings to do home improvements, tackle high-interest debt or hit the road for a vacation.

Apply now

Use code: DRIVER

Save more with a 0.50% rate cut, $200 & a free ride for 90 days1

Apply online today. Or chat with an Ent consumer lending specialist to see how much you can save on your auto loan.

Apply now Or call 800-525-9623

Use code: DRIVER

Already applied? Check status

*APR (Annual Percentage Rate): The APR represents a broader measure of the cost of borrowing than the interest rate alone. It includes the interest rate, as well as any points, fees, and other charges associated with obtaining the loan. Therefore, your APR will typically be higher than the interest rate. Rates are subject to change without notice and are based on an evaluation of your credit history and other factors. As a result, your APR may vary. All loans are subject to final credit approval.

1Standard account and credit qualifications apply. All loans subject to final credit approval. One offer per loan. Loan applications must be received by December 31, 2025. Loans must fund by January 31, 2026. Maximum loan to value of up to 125% NADA retail value. Offer not available on purchase money transactions, non-titled and recreational vehicles. The 0.50% Annual Percentage Rate (APR) reduction and 90-day payment deferral is applied to approved applications. The first payment may be delayed up to 90 days after the loan is funded. Interest will start to accrue on the day the loan is funded and may increase the principal balance of the loan due to the delay in initial payment. For you to receive the $200 deposit, the minimum refinanced loan amount must be $10,000 or greater. Vehicle must be a 2022 or newer model year. Offer not valid on refinances of current Ent loans. The $200 will be deposited into your Ent primary savings account within five (5) business days of loan closing and is tax-reportable. Offer may be withdrawn at any time and is subject to change at Ent’s sole discretion.

Visit Ent.com/Legal to review Ent's Important Loan Information and Disclosures.