Business Checking

Ent Business Checking Account

We understand that different companies have different checking needs - based on their account activity, daily balance and business plan.


Ent Business Checking Accounts offer:

  • Low $100 minimum opening deposit
  • No minimum balance requirement
  • Monthly cash deposit fee of $.10 per $100 after $2,500
  • No charge for cash or coin purchased
  • Unlimited free transactions* at Ent and CO-OP ATMs
  • Free Ent Visa® Debit Card(s)
  • Zero Ent-charged fees at non-Ent ATMs**
  • Free online and mobile banking with eStatements, Bill Pay, and alerts

Choose the business checking account that meets your needs:


• For businesses just getting started or those with lower transaction volumes and balances.
• No monthly maintenance fee.
• $.30 per item service fee1 for each transaction item over 100.
• Earn dividends2 on your checking account - tiered rates, credited monthly.
•  $10 monthly maintenance fee. (Fee may be waived per ADB requirements).
• $.30 per item service fee1 for each transaction item over 350.
• Earnings credit3 - for businesses with higher transaction activity and account balances.
• $12 monthly maintenance fee.
• Per item service fees:1
   $.15 per withdrawal or check
   $.20 per deposit ticket
   $.09 per deposit item

*At all Ent and CO-OP Network ATMs. 1Transaction Item – An "item" is defined as any electronic or paper item being credited or debited from account. Exclusion: Online Banking, Telephone Banking, ATM transfers and transfers between Ent accounts do not count towards "Per Item Service Fee." 2 Earns Dividends – The account will be credited all dividends earned during the statement billing period. 3Earnings Credit – Earnings credit calculates the average daily balance of the Analysis Checking and applies a designated earnings rate monthly used to offset Account Maintenance Fee, Per Item Fees and Miscellaneous Fees. Any additional earnings above the fee(s) offset will not be carried forward or credited to the account.

**Transactions at ATMs not owned by Ent or in a partnership with the CO-OP Network may incur fees by the machine’s owner. See Ent’s Fee Schedule at

Account qualifications apply. Please review Ent’s Important Account Information and Business Fee Schedule for additional information.

There is no charge for Ent Mobile Text Banking or the Ent Mobile Banking App; however, charges from your mobile service provider may apply. Please review Ent’s Important Account Information and Fee Schedule for additional information.
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