Business Checking

Ent Business Checking

We understand that different companies have different checking needs - based on their account activity, daily balance and business plan.

 

Ent Business Checking Accounts offer:

  • Low $100 minimum opening deposit
  • No minimum balance requirement
  • Monthly cash deposit fee of $.10 per $100 after $2,500
  • No charge for cash or coin purchased
  • Unlimited free transactions* at Ent and CO-OP ATMs
  • Free Ent Visa® Debit Card(s)
  • Free online and mobile banking with eStatements, Bill Pay, and alerts

Choose the business checking account that meets your needs:

 

Free
• For businesses just getting started or those with lower transaction volumes and balances.
• No monthly maintenance fee.
• $.30 per item service fee2 for each transaction item over 100.
Dividend
• Earn dividends3 on your checking account - tiered rates, credited monthly.
•  $10 monthly maintenance fee. (Fee may be waived per ADB requirements).
• $.30 per item service fee2 for each transaction item over 350.
Analysis
• Earnings credit4 - for businesses with higher transaction activity and account balances.
• $12 monthly maintenance fee.
• Per item service fees:2
$.15 per withdrawal or check
$.20 per deposit ticket
$.09 per deposit item

Then upgrade your Savings to Ent Extras for FREE!

Earn 6.00% Savings APY*

on your first $500 average daily balance in Business Savings.

If you have a Free Business Checking make sure to upgrade that too and you can earn up to 4.00% APY* on your first $500 average daily balance.

Choose your account type below to see how to qualify.

Required:

1. Upgrade Business Savings to add Ent Extras

2. Upgrade Free Business Checking to add Ent Extras

3. Complete 5 checking transactions per month on the checking account

Then what can you get? Higher yields and owner rewards.

Upgrade through Online Banking

Required:

1. Upgrade Business Savings to add Ent Extras

Then what can you get? Higher yields and owner rewards.

Upgrade through Online Banking

Required:

1. Upgrade Business Savings to add Ent Extras

Then what can you get? Higher yields and owner rewards.

Upgrade through Online Banking

Want Even More Extra?

Make sure you meet the requirements above for your business checking account type and you'll also qualify for up to $700 in Ent Extras Owner Rewards!

View our Ent Extras Additional Program Information guide for owner rewards calculation details on page 3.

*At all Ent and CO-OP Network ATMs. Transactions at ATMs not owned by Ent or in partnership with the CO-OP Network may incur a $1.50 fee per transaction. 1Transaction Item – An "item" is defined as any electronic or paper item being credited or debited from account. Exclusion: Online Banking, Telephone Banking, ATM transfers and transfers between Ent accounts do not count towards "Per Item Service Fee." 2 Earns Dividends – The account will be credited all dividends earned during the statement billing period. 3Earnings Credit – Earnings credit calculates the average daily balance of the Analysis Checking and applies a designated earnings rate monthly used to offset Account Maintenance Fee, Per Item Fees and Miscellaneous Fees. Any additional earnings above the fee(s) offset will not be carried forward or credited to the account.

Account qualifications apply. Please review Ent’s Important Account Information and Business Fee Schedule for additional information.

There is no charge for Ent Mobile Text Banking or the Ent Mobile Banking App; however, charges from your mobile service provider may apply. Please review Ent’s Important Account Information and Fee Schedule for additional information.
Google Play, Google Pay and Android are trademarks of Google Inc. Apple, Touch ID, Apple Pay and App Store are registered trademarks of Apple Inc. Samsung Electronics America, Inc. Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co., Ltd. Samsung Pay is available on select Samsung devices.

5APY – Annual Percentage Yield. A Free Business or corporate Ent Extras Checking account will earn a 3.93% dividend rate on the first $500 average daily balance and the current dividend rate on any balance over $500. To earn this rate, a member must upgrade to both an Ent Extras Savings and Ent Extras Checking account and have 5 transactions on the checking account each month. Restrictions apply. Program may be changed or terminated at Ent’s sole discretion. A business or corporate Ent Extras Savings account will earn a 5.84% dividend rate on the first $500 average daily balance and the current dividend rate on any balance over $500. If the business member has an Ent Savings account and only a Business Dividend or Analysis Checking account, they may still upgrade to Ent Extras. They must upgrade their business savings account in order to qualify for the benefits of Ent Extras, but they will not be required to complete 5 transactions in the checking account each month. Ent Extras Owner Rewards are based on a cumulative monthly average of the average daily balance up to a cap of $350,000 resulting in a maximum payout of $350 on savings and $350 on loans at the .10% payout rate. Checking accounts are excluded from the annual owner rewards calculation.

Restrictions apply. Program may be changed or terminated at Ent’s sole discretion. Additional Program Information.