Ent Simply™ Visa® Platinum credit card

Ent Simply Visa Platinum credit card shown tilted

Designed to fit your life, not slow it down

With our lowest rate and 0% interest on balance transfers for 12 months, you’re free to do what you love without missing a beat.1

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Ent Simply Visa Platinum credit card shown tilted

Lowest APR

Save money with the lowest interest rate we offer, 11.24%-22.24%.3

No annual fee

Keep more of your money for the important things in life.3

Purchase protection

Feel confident with protection against fraud, purchase damage and theft.4

Offers you’ll love:

Save with a 0% Intro APR

Transfer your balance from another card and pay no interest for 12 months.1

Get helpful extras with your new Ent Visa4

Purchase security: You’re covered for the unexpected if your purchase is damaged or stolen within 90 days.

Visa’s Zero Liability Policy: You’re not liable for unauthorized charges if your Ent Visa card is lost, stolen, or used without permission.*

Roadside Dispatch: You’ve got on-the-spot roadside assistance, with no membership payments or pre-registration required. Just pay per use and travel with confidence wherever you go.

Extended Warranty: Doubles free repair coverage on eligible purchases for up to 1 extra year, letting you enjoy them longer without worries.

Auto Rental Collision Waiver: You have coverage for damage or theft on most rental cars, so you can enjoy the ride worry-free.

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Ent Simply Visa Platinum FAQs

You can apply online, by calling 800-525-9623 or by visiting your nearest service center.

Yes. But any authorized users you add don’t need to be Ent members.

Your current card will be replaced with one of the new Ent Visa cards in late April 2025. You won’t lose any of the rewards you’ve earned. If you have an introductory rate offer, the terms and standard interest rate will remain the same. Learn more about the transition here.

By bringing credit cards in-house, we can now offer you a card with great benefits supported by your local Ent team. Now, if you have a question or need to make a payment, you can just call us directly or stop by any Ent service center. The new cards also offer no annual fee and valuable benefits.

Yes, authorized users can be added at no charge. Once your card is approved, you can add authorized users by calling 800-525-9623 or by visiting your nearest service center. You’ll need to have the user’s birthdate, the last 4 digits of their Social Security number or TIN, and their 5-digit zip code.

Debit cards pay for your purchases using money that’s already in your checking account, while credit cards allow you to make purchases on credit. Credit cards can boost your credit score when managed responsibly, while debit cards don’t impact your credit history. Ent also offers credit cards that earn cash back or points on purchases.

Balance transfers let you consolidate existing debt from other credit cards, usually at a lower interest rate, allowing you to pay your debt off faster. You will be charged a one-time fee when you make the initial transfer. If you choose to do a balance transfer at 0% APR, be aware that any remaining balance at the end of the advertised period will accrue interest at your Ent card’s standard interest rate for purchases. Plan to budget wisely and pay off your balance before the advertised 0% interest period ends.

Standard account and credit qualifications apply. All loans subject to final credit approval. Rates and terms are subject to change without notice and are dependent upon creditworthiness and market Prime Rate. Visit Ent.com/Legal to review Ent’s Credit Card Agreement and Disclosures.

1 0% introductory Annual Percentage Rate (APR) on all balance transfers for a period of 12 months from the account opening date. After the Introductory Period your APR will vary based on your creditworthiness as well as the Prime Rate which is subject to change. Refer to Account Disclosures for details.

2 Ent Platinum and Platinum Rewards Guide to Visa® Benefits

3 See Ent Simply Visa® Pricing and Terms

4 To learn more about Visa benefits, coverage, and how to file claims, please reference Ent Platinum and Platinum Rewards Guide to Visa® Benefits

* Visa's Zero Liability Policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify Ent immediately of any unauthorized use. To learn more, please visit https://usa.visa.com/support/consumer/security.html