Mortgage options

Mortgage loan options

Find the loan that meets your needs

Need a home loan? There are many options when it comes to finding the right mortgage and the right lender. At Ent, we make sure you get the best option for your unique situation. Check out our mortgage loan options below and reach out to an expert mortgage loan officer if you have any questions.

Apply online today

Already applied? Check status

View our rates

Mortgage loan options

Loan type

Details

Conventional, fixed
  • 10, 15, 20 or 30-year terms
  • Most common fixed rate mortgage
  • Mortgage insurance not required in certain situations
  • More loan term options available
  • Fixed interest rate over the life of the loan

Adjustable-rate mortgage (ARM)
  • 30-year term
  • Flexible option for those who intend to pay loan off more quickly
  • Lower, locked rate for the initial period of time
  • After that, rate may vary based on market trends

Jumbo loan
  • 15, 20 or 30-year terms
  • For higher loan values which exceed the conforming loan limit as set by the FHFA
  • Not a government-backed loan; requirements set by lender
  • Can be used for primary home as well as secondary residences

FHA loan
  • 15 or 30-year terms
  • Designed with first-time homebuyers in mind
  • Lower down payment options
  • More flexible credit requirements

VA loan
  • 15 or 30-year terms
  • Available to active-duty military members or veterans
  • 100% financing available
  • Does not require mortgage insurance

First-time homebuyer program
  • 30-year term
  • Available to those who haven’t owned a home in the past three years
  • Lower down payment options
  • Lower mortgage insurance premiums

See if you meet the low-to-moderate income and resident qualifications for the CHFA Mortgage Assistance Program

Questions? Give us a call at 800-525-9623 or visit a service center near you.

Standard credit qualifications apply. All loans are subject to final credit approval. Please consult your tax advisor, as interest paid on these loans usually is tax deductible. Financing on homes in Colorado. The interest on the portion of the credit extension that is greater than the fair market value of the dwelling is not tax deductible for federal income tax purposes. Consult a tax adviser for further information regarding the deductibility of interest and charges.