First-Time Home Buyer Program
Your home ownership goal may be within reach.
It can be hard to save enough money for a full down payment on your first home. To make your home ownership goals more reachable, we’ve developed a first-time home buyer’s program that doesn’t require a 20% down payment. The program gives you a fixed loan and requires as little as 3% down so you can move into your home sooner.
We offer a 30-year term as part of the First-Time Home Buyer Program.
- Available to those who haven’t owned a home in the past three years
- Lower down payment options
- Lower mortgage insurance premiums
Talk to one of our expert lenders to discuss other home loan options or
Already applied? Check status
CHFA Mortgage Assistance Program
As a Colorado Housing and Finance Authority (CHFA) Participating Lender, Ent supports affordable financing options for first-time homebuyers. CHFA may be a good choice for you if you meet the low- to moderate-income and resident qualifications.