Special rate: Get 3.75% APY back on a 13-month CD¹
For a limited time you can earn more on your savings
Maximize your savings
For a short time, you can open a 13-month CD with $500 or more and earn 3.75% APY. With a low minimum deposit it's easy to get started and move closer to your financial goals. Plus, your money is secure and safe from market fluctuations. Lock in this special rate and get your savings growing today.
Look ahead and know your future earnings
Get a preview of the interest your CDs can earn. The “Annual Percentage Yield” (APY) will be the annual rate of return after factoring in your compounding interest.
Results from this calculator are hypothetical and are for illustrative purposes only. Calculators should be used as a self-help tool only and do not consider the impact of fees that may apply. Results may not be applicable to your individual situation and do not constitute an offer. We encourage you to seek advice and guidance from a qualified professional regarding all personal finance issues. Actual terms may differ.
The calculator utilizes an average of 30.42 days per month in its calculation.
Ready to get a great rate?
It’s simple & secure — just set it and let it grow. Stop by your nearest Ent Service Center to open a CD today.
Certificate of deposit FAQs
A certificate of deposit (CD) has matured when it reaches the end of its term. At maturity, you can remove your funds from the account and access all the dividends you earned. Just make sure you notify us before maturity, so your money doesn’t automatically renew.
The rate for this certificate of deposit will remain the same through the entire term. If rates go up or down during that time, your account will not be affected.
If you put at least the minimum deposit into the CD and do not touch your funds for the length of the term, you won’t have to worry about penalties or fees. A penalty is imposed if funds are withdrawn before the maturity date. See full details in Ent’s Certificates of Deposit Disclosure under Important Account Information.
¹ Membership required. Annual Percentage Yield (APY). Rates are effective as of 3/1/2026. Certificate matures after 13 months. $500 minimum deposit to open Certificate. A Penalty may be assessed for early withdrawal. Penalties could reduce earnings. Certificate will renew at current rate upon maturity. Visit Ent.com/Rates for current rate information; Dividends are paid from current income and available earning are required transfers to reserves. Insured by NCUA.