Basic Checking

Wings’ free basic checking account

A basic account for your simplest checking needs

Want a checking account with just the essentials? Then this is the option for you. Basic Checking has no monthly fee or minimum balance requirement and doesn't include dividends. This account gives you access to online and mobile banking with a suite of tools to track spending, pay bills, deposit checks and more. It also offers a Visa® Debit Card and eStatements. Plus, set up payroll direct deposit and eligible paychecks will arrive in your account up to 2 days earlier than your usual payday with Early Pay.1

Open account


Want an account that gives you more?

Explore No Strings Checking®


It’s free, earns a competitive rate and features zero Wings-charged ATM fees.*



Open No Strings Checking today!

 

Please review Wings’ Important Account Information and Fee Schedule for additional information. 
There is no charge for Wings Mobile Banking; however charges from your mobile service provider may apply.

*Transactions at ATMs not owned by Wings or in a partnership with the CO-OP Network may incur fees per transaction. See Wings’ Fee Schedule. 

1 Early Pay is only available to members with eligible accounts enrolled in direct deposit.  Qualifying direct deposits include recurring payroll, government benefit payments or similar deposits via the Automated Clearing House (“ACH”) Network.  At our discretion we may make funds from your direct deposit available up to two business days early. Early access to direct deposit funds depends on the timing of the payer’s payment instructions and is not guaranteed. Any funds we don’t make available early will be made available according to our Deposit Availability Policy. You remain responsible if any deposit to your account is returned or otherwise uncollected. Early availability may be discontinued at any time. Transaction limits and monthly deposit limits for early processing may apply. Bank-to-bank transfers are not eligible for early payment. Membership required. Insured by NCUA.