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Ent Credit Union
Prairie in Falcon, CO | Ent Credit Union

Resolve to build your Savings

Resolve to build your Savings in the New Year


Saving money can feel like a challenge. Even thinking about saving – when you’re trying to pay off existing debt – can be stressful.

But, it doesn’t have to be. You can help keep your new year’s resolution to save more in the new year by:

  • Saving Insight Article Image - Jar of CashSetting up an automatic transfer in online or mobile banking. With an automatic transfer, you don’t have to think about moving the money. It just happens. You can even start small, like $5 a paycheck. At the end of a year, assuming you’re paid bi-weekly, you would have saved $130 plus dividends. If you can save $10 a paycheck, you’re up to $260! 
  • Moving your balances into a higher dividend earning account, like a certificate. At Ent, you can open a certificate with as little as $500. And, you have options. You can choose a term between 3 and 84 months...
    If you’re not sure about having your money locked up, and you want a little liquidity, start with a shorter term. Once you’re comfortable having the money set aside, let it work for you by earning more in a longer term certificate with a higher dividend rate. 
  • Putting unexpected money into savings. You may earn a dividend check from a co-op, like your utility company, or you may get a gift from a family member. Consider putting money you weren’t expecting into savings – rather than treating yourself to another piece of clothing or a movie ticket. 
  • Opening a secondary savings accounts for a specific savings goal like car maintenance, a new phone, or even the next holiday season’s gifts. By setting the money aside for a specific purpose, you’re less likely to use it. 

Still not sure about saving? Consider small steps to start saving. For more tips, visit the Education Center and follow Ent YouTube for money tips videos.