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*APR - Annual Percentage Rate. **APY - Annual Percentage Yield.

Ent does not charge an origination fee on purchase and refinance loans, excluding CHFA Loans. Other origination charges may apply.
Certificate products are available as Traditional IRAs, Roth IRAs, Coverdell ESAs and HSAs. Dividends are paid from current income and available earnings after required transfers to reserves. Certificates and Priority Certificates are available as Traditional and Roth or Educational Savings Certificates.

***Business Analysis Checking features an Earnings Credit rate of 0.80%. Earnings credit calculates the average daily balance of the Analysis Checking and applies a designated earnings rate monthly used to offset Account Maintenance Fee, Per Item Fees and Miscellaneous Fees. Any additional earnings above the fee(s) offset will not be carried forward or credited to the Member’s account.

Rates displayed for Free Student Checking are also the rates for Free College Checking.

Individual Retirement Account (IRA) Annual contribution limits apply and penalties may apply for early withdrawal. Penalties could reduce your earnings. Please consult your tax advisor for additional information.

Rates are subject to change without notice. Rate and term are dependent upon credit qualifications and/or amount financed. Loan rates listed are the lowest and highest APRs available. Your actual rate is based on credit performance. Lowest rate shown is for well-qualified borrowers and includes automatic payment and electronic document discount. Standard account and credit qualifications apply. Loan subject to final credit approval.

Financing available on homes throughout Colorado. Closing costs may vary depending on the loan and property insurance is required. Consult a tax advisor for further information regarding the deductibility of interest and charges.

Dividends are paid from current income and available earnings after required transfers to reserves. Fees may reduce earnings. Certificate Minimum Deposit Requirements: $25 for a My Savings Starter Certificate or a 6-month term My Savings Builder Certificate, $500 for regular Certificates, and $5,000 for Priority Certificates. The My Savings Builder Certificate has a $1,000 deposit maximum, and cannot be opened as an IRA or ESA. Certificates and IRA Certificates may have a penalty for early withdrawal.

Please reference Important Account Information for additional information and disclosures and reference the Mortgage Resource Center for more information on loan qualifications and examples. For additional rate information, please call (719) 574-1100 or 800-525-9623.