Adjustable Rate Mortgages

Great for a lower initial interest rate.

Ent offers Adjustable Rate Mortgages (ARMs) for those who want a lower, locked interest rate at the beginning of the loan. This benefit may allow you to earn considerable interest savings compared to a fixed loan.

We offer ARMs with a 30-year term.

How does an ARM work?

For an initial period of time, you’ll have a lower monthly payment and your interest rate will be locked.

After the initial time period, your interest rate may go up or down based on market trends. This will cause your overall monthly payment to change, making it important to keep a close eye on your budget.


  • Flexible option for those who intend to pay the loan off more quickly
  • Lower, locked rate at the beginning of the loan

Call 800-525-9623 to discuss other home loan options with one of our expert lenders.

Apply today or check your application status at


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Standard credit qualifications apply. All loans are subject to final credit approval. Please consult your tax advisor, as interest paid on these loans usually is tax-deductible. Financing on homes in Colorado. The interest on the portion of the credit extension that is greater than the fair market value of the dwelling is not tax deductible for federal income tax purposes. Consult a tax adviser for further information regarding the deductibility of interest and charges.