Same Day ACH

"Same-day" payments really means same day.


Beginning September 15, merchants can choose to process payments on the same day that you make them.

Important information to know:

When should I have the funds in my account for the payment to post?

  • As with any transaction, a member should have sufficient available funds in their account at the time the transaction is initiated, authorized or made to avoid accidental overdraft or NSF fees.

When will my transaction post?

  • Because the merchant will choose how to process an ACH Debit transaction – they can be posted to the account the same day.

What types of transactions are impacted?

  • An ACH debit is sometimes called a Direct Payment, Direct Debit, Electronic Check or eCheck.

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