Debit Cards With Enhanced Security

Ent’s chip-enabled debit card enhances the security of your transactions. Every time a chip card is used to make a payment, the card’s chip creates a unique transaction code that cannot be used again, making it extremely difficult to copy or counterfeit.



EMV/chip cards provide additional security features that help reduce the risk of transaction fraud and identity theft. Because we want to help you protect your personal financial information, we are reissuing Ent Visa Debit Cards over the next few months. Going forward, all Ent Visa Debit Cards will come with a chip (a microprocessor embedded in the card) to help reduce the risk of transaction fraud on your account.

The terms EMV and chip are often used interchangeably. EMV is a set of specifications for smart card payments and payment devices which was developed by Europay, MasterCard and Visa. 

A chip card (also known as a smart card) is a standard-size plastic card with a magnetic stripe and a small microprocessor embedded into the card that contains an operating system. 

Once you activate your card, you’ll enjoy the following benefits:

 

  • Added security – unlike magnetic-stripe-only cards, every time a chip card is used to make a payment, the card’s chip creates a unique transaction code that cannot be used again, making it extremely difficult to copy or counterfeit. 
  • Accepted internationally – chip technology is already used in 130 countries, including Canada, Mexico and the United Kingdom. 

 

You can continue to use your card for all your everyday transactions. As merchants upgrade their card terminals – you may be asked to insert your card into the card reader (to activate the chip on your card) and then follow prompts. If a merchant’s card terminal hasn’t been upgraded, you’ll continue to swipe the magnetic stripe through the card reader to make a payment. 

Your process to purchase online with your new debit card will not change.

ATM cards will not be receiving the new chip technology.
Because you are receiving a new card, you will need to update your new card’s expiration date and new three-digit security number if you have it set up for automatic payments or saved to an online or mobile payment account, such as Apple PayTM.

Your non-chip debit card will expire 30 days after you receive your new chip debit card. 

To change or create your new chip card PIN, please contact 800-525-9623 or visit a local service center.
 
 
 
 
 
 
 
 
 
 
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