Use a Home Equity Line of Credit to do more.

With Ent, you can do more with a rate as low as 3.25% APR1 + $200.2

How to Put the Equity in Your House to Good Use

Does a home upgrade seem just out of reach?

You may have access to more cash than you thought. Use your home’s equity to upgrade your kitchen or just about any other room in your home.

Image of young family enjoying breakfast in their new kitchen

Have credit card or student loan debt?

A HELOC can give you a lower rate than many student loans or credit cards. Using your home’s equity, you can lower your overall monthly loan payments and simplify life by consolidating various payments into one.

Image of Asian couple cutting up a credit card because they were able to finance their home updates with a HELOC

Ever thought about investing in a rental property?

You don’t have to wait to put a down payment on a rental property. A HELOC gives you faster access to funds so you can start making passive income when you rent out a house.

Image of middle aged couple looking at plans for a house remodel

We're here to help you achieve your goals. Apply for a HELOC today!

Easily Apply Online

OR CALL 800-525-9623

1APR=Annual Percentage Rate. A variable rate HELOC in the amount of $50,000.00 at an APR of 3.25% during the 120-month draw period will have estimated interest only monthly payments of $138.01. At the end of the draw period, the 180-month amortized estimated monthly payment is $352.32 and total estimated finance charge of $13,416.05. The annual percentage rate will never be higher than 9.90% or lower than 2.75%. Rates and terms are subject to change without notice.

Lowest rate shown is for well qualified borrowers and includes an Ent 0.25% automatic payment and electronic disclosure discount, and combined loan to value of 80% or less.

Higher loan to value options available. Closing costs apply. Payment examples are calculated based on the WSJ Prime Rate as of 03/16/2021 minus the Ent discount. Standard account and credit qualifications apply. Loan subject to final credit approval and may require verification of income.  Financing available on homes throughout Colorado. Property insurance is required. Consult a tax advisor for further information regarding the deductibility of interest and charges.

2Financing available on homes in Colorado. Property insurance is required. Standard account and credit qualifications apply. All loans subject to final credit approval. To receive the $200 reward the member must have loan advances totaling $25,000 or more within the first 30 days of loan opening. Reward will be deposited into the member’s primary Ent Savings Account within two (2) business days after $25,000 minimum advance requirement is met. Offer is limited to one (1) $200 reward per Home Equity Line of Credit. Account must be in good standing to receive the reward. The $200 reward will be tax reportable. Offer may be withdrawn at any time and is subject to change at Ent’s sole discretion.