From the Chairman
Financial Wellness and You
For many people, talking about their finances is a stressful and even scary topic. “Financial Wellness” is a subject that isn’t traditionally taught in school, isn’t discussed in social settings and often isn’t passed down by our parents.
So where do people learn the financial concepts they need to help achieve their goals? At Ent, we’ve created a one-stop resource to put you on the path to financial success — Ent.com/FinancialWellness. Here, you will find tools to help take the stress out of managing your finances as well as resources to answer your financial questions, whatever stage of life you’re in.
Save Smart, Spend Smart.
One of the best ways to reach your financial goals is through habitual savings. In this section, you’ll learn tips and tricks on how to plan for and ultimately reach your long-term goals. As Benjamin Franklin said, “If you fail to plan, you are planning to fail!”
Using Credit Wisely.
Knowing how credit works can ultimately save you tens or even hundreds of thousands of dollars in interest savings over a lifetime. Unfortunately, many of us don’t know the simple steps you can take to build good credit. In fact, many often don’t check their credit until their credit score results in having to pay a higher interest rate on a car or home loan. Instead, take advantage of Ent’s free tools in this section to learn how to build your credit history.
It’s more important than ever to protect your identity as part of keeping your money safe. So much of daily life is connected to the internet, from phones, laptops, tablets, gaming systems to even our appliances. However, with that convenience comes the added risk of exposure to cyber thieves. You’ve worked hard to get what you have and we’ll provide tips to help you protect it.
We offer a wide variety of free financial tools and resources designed to help you develop and practice smart money habits. Whether you’re a long-time member or a brand-new one, Ent — and our Financial Wellness resources — are here to help you reach your financial goals.
Steven R. Fuscher
Chairman, Board of Directors
In April, Ent awarded the 2018 Youth Endowment Series (YES) Grants to select Colorado Springs, Pueblo and Denver area non-profit organizations. This year Ent awarded 33 grants totaling $100,000 to agencies which provide young people with a variety of vital programs including education, child advocacy and health care services. Applications were evaluated based on the purpose of the grant request and the projected benefit to the community, among other criteria, by a volunteer panel of Ent employees. For a complete list of the winners, please visit Ent.com/YESGrants.
Pictured: The Denver region YES Grant winners along with members of the volunteer Ent employee review panel and leadership team.
Did you know: Ent participates in the State of Colorado's Electronic Lien and Title program — which allows Colorado motor vehicle titles, used as collateral for loans, to be held electronically.
If you are selling your vehicle and need a paper title to transfer ownership, please provide us 24-hours notice and we’ll have a lien release ready for pick up and use at the Colorado Division of Motor Vehicles. To request a lien release, please email us at CAS@Ent.com and provide your name, phone number and the Vehicle Identification Number (VIN).
If your title is held electronically and your loan is paid in full, a paper title will be automatically issued and mailed to you directly from the State of Colorado within 10 business days.
Ent was recently recognized by The Supreme Court of the State of Colorado for its "outstanding contribution and service" in providing "access to justice" as a Colorado Lawyer Trust Account Foundation (COLTAF) program participant.
Attorneys use COLTAF accounts to hold client funds in trust. The pooled dividends earned help fund legal aid and pro bono programs, including domestic violence and other justice-related efforts to low-income Coloradans.
Learn more about COLTAF accounts at Ent.com/LegalPackage.
The newly organized Financial Wellness section of Ent.com includes “Start Young”, a page full of educational resources just for our younger members. Kids and their parents can find articles on money management as well as a comprehensive guide to help them realize money concepts. Teenagers can find a budgeting planner and resources that will help them use the concepts they have learned. Young adults can find articles on paying for college, the costs of moving out and introductions to topics like credit scores and emergency funds.
Learning about money is part of growing up. To get them started visit Ent.com/FinancialWellness.