1. Attend an Ent First-Time Home Buyers seminar
   If this is your first home purchase or you haven't owned a home in three years, get your questions about the process and the market answered by our mortage professionals. View our current Seminar Schedule.



2. Take a look at your budget & get pre-qualified
   How much home can you afford? Run the numbers on monthly payments,
   15-year vs. 30-year mortgages and more, with our  online calculators.
   
   We offer mortgage free pre-qualification online or over the phone. To pre-qualify by phone, call Ent's mortgage department at (719) 574-1100 ext. 5602 or 800-525-9623 ext. 5602.



3. Estimate the value of your home using Ent's Valuecheck tool.
   Checking the value of a home , based on comparable sales, can give you valuable information both as a home seller and as a home buyer. You may also be interested in: The El Paso County Assessor's Property Search  and El Paso County Maps .



4. Use our Home Buying Coach  to actually train yourself on home buying, with interactive quizzes, checklists, role-playing, and more. Here are a few of the skills you'll gain from the Coach:
   • Identify priorities for home features
   • Understand the home buying process
   • Decide what you can afford
   • Practice interviewing lenders
   • Find an agent to represent you
   • Learn mortgage options and terminology
   • Calculate how various rates and loan terms affect your payments


5. Complete the BalanceTrack Road to Home Ownership  education module for everything you need to know to start the home buying process off right.

1. Determine how much you could save
   By factoring in the new rate, you can determine how much you could save on a per-payment basis using our  online calculators ... If you currently have a 30-year mortgage - have you considered refinancing to a 15-year term? For details and closing costs, contact Ent's Mortgage Specalists at (719) 574-1100 ext. 5602 or 800-525-9623 ext. 5602.



2. Apply Online
   Apply online for mortgage refinancing using our Mortgage Resource Center website. Apply, obtain a real time decision, and track other items leading up to your closing - all online!

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