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Checking


On This Page
Checking Accounts
Visa® Debit Card
Checkbook Reconciliation Worksheet
Checking Account Management

Related Topics
Direct Deposit

Checking Accounts


No single checking account is perfect for everyone. That's why we give you a choice of two feature-packed checking account options, Free Checking*, ValuePLUS Checking and Free College Checking, both designed to make managing your money easier than ever before.

All three accounts come loaded with extras, like FREE Online Banking, FREE Bill Pay, FREE eStatements and Unlimited Check Writing.

Free Checking* ValuePLUS
Checking
Free College Checking
No Minimum Balance No Minimum Balance No Minimum Balance
FREE Bill Pay FREE Bill Pay FREE Bill Pay
No Monthly Fee No Monthly Fee with $500 Average Daily Balance ($5.00 if ADB falls below $500) No Monthly Fee
Unlimited Check Writing Unlimited Check Writing Unlimited Check Writing
Unlimited Surcharge-free transactions at ALL Ent and CO-OP® ATMs** Unlimited Surcharge-free transactions at ALL Ent and CO-OP® ATMs** Unlimited Surcharge-free transactions at ALL Ent and CO-OP® ATMs**
FREE eStatements FREE eStatements FREE eStatements
FREE Online Banking FREE Online Banking FREE Online Banking
FREE Debit Card FREE Debit Card FREE Debit Card
One FREE box of Standard Checks at Account Opening One FREE box of Standard Checks at Account Opening One FREE box of Standard Checks at Account Opening
FREE Telephone Banking FREE Telephone Banking FREE Telephone Banking
FREE Direct Deposit FREE Direct Deposit FREE Direct Deposit
Earn Dividends Earn Dividends
Four FREE ATM transactions monthly at any non-network machine Four FREE ATM transactions monthly at any non-network machine

*Fees apply for additional account services including stop payments, courtesy pay and insufficient check charges. Please review Ent's Fee Schedule for additional service fee information.

** We'd like you to know: If you choose an ATM outside of the Ent or CO-OP Network, a $1.50 per use fee may apply. A surcharge may also be imposed by the machine's owner. For a complete list of Free ATMs available to you as an Ent member, please review our ATM Locations page. Thousands of surcharge-free ATMs are available nationwide!






Checking Account Management


BALANCE's Checking Account Management Program This is a third party link. Please see disclosure below. will give you the tools and information necessary to become and remain a successful credit union member. You will learn all of the components of wise checking account management, including:
  • Checking Account Fundamentals
  • Using ATM and Debit Cards Wisely
  • Your Checking Account Statement






Ent Visa® Debit Card


It looks like a credit card and works like a check. And it's free with your Ent checking account.

card
  • Faster Transactions – There's no check approval process or waiting for ID verification!

  • Convenience – Make unlimited FREE withdrawals, deposits, and transfers at all Ent ATMs, and surcharge-free transactions at thousands of CO-OP Network ATMs.

  • Easy - purchases appear right on your statement, so tracking is easy

  • Safe - zero fraud liability and Verified by Visa help protect your account against unauthorized activity.
And the benefits don't stop there. Your Ent Visa Debit Card is automatically enrolled in Rainbow Rewards – letting you earn cash back when you shop! Learn more about this free benefit... And you can also take advantage of Visa discounts and special offers This is a third party link. Please see disclosure below. on debit card purchases.

Contact us at (719) 574-1100 or 800-525-9623 today, or visit one of our convenient service centers, to ask for your free Ent Visa Debit Card.

Standard Credit Qualifications Apply.


We may call you... to prevent Debit Card Fraud

At Ent, protecting your credit and your financial identity is a top priority. Falcon Fraud ManagerTM, an industry leading fraud detection system, is one of the state-of-the-art tools we use to protect your Ent accounts. If one of your transactions is identified as suspicious it may be denied and you will be contacted via phone by a fraud investigator to verify the transaction.

So, if you receive a call asking about a purchase made with your Ent Visa® Debit Card, please take a moment to talk to our fraud investigator - and help us prevent possible debit card fraud. Please note, the fraud investigators will never ask you for personal non-public information such as your PIN number, CVV2 code, social security number or account number. They will simply be verifying relevant information pertaining to the transaction(s) in question.





Checkbook Reconciliation Worksheet


Need help balancing your checkbook? Print and use our reconciliation worksheet. (22k pdf)

Looking over your statement for the first time? We can help! Click here for more information on how to read your Ent statement.

Please Note: In order to view the reconciliation worksheet, you will need to install Adobe® Acrobat® Reader®. This program is available free from Adobe by clicking here http://get.adobe.com/reader/ This is a third party link. Please see disclosure below..





  Third party website links will launch you to a website that is not controlled or owned by Ent. Ent does not contribute to the content displayed on these websites and does not legally endorse services or represent you or the third party in transactions conducted via these linked websites. Please be aware that information security and privacy policies may differ from those practiced by Ent.