If you're looking for competitive rates on a full range of loans and deposits, Ent is where you belong.

Featured Mortgage Rates
Offer	Term	Interest Rate	APR**
15-Year Fixed-Rate Loan	15 Years	3.875%	4.097%
30-Year Fixed-Rate Loan	30 Years	4.500%	4.696%
30-Year Fixed-Rate First-Time Homebuyer (FTHB)	30 Years	4.375%	4.488%

Featured Savings Rates
Offer	Dividend Rate	APY*
My Savings StarterSM Certificate	0.40%	0.40%
My Savings BuilderSM Certificate	1.74%	1.75%
42-47 Month Certificates	1.64%	1.65%
54-59 Month Certificates	2.13%	2.15%

*APY - Annual Percentage Yield.**APR - Annual Percentage Rate.
Rates are subject to change without notice. Rate and term are dependent upon credit qualifications and/or amount financed. Loan rates listed are the lowest and highest APRs available. Your actual rate is based on previous credit performance. Lowest rate shown is for well-qualified borrowers and includes automatic payment discount.

Dividends are paid from current income and available earnings after required transfers to reserves. Fees may reduce earnings. Certificate Minimum Deposit Requirements: $25 for a My Savings Starter Certificate or a 6-month term My Savings Builder Certificate, $500 for regular Certificates, and $5,000 for Priority Certificates. The My Savings Builder Certificate has a $1,000 deposit maximum, and cannot be opened as an IRA or ESA. Certificates and IRA Certificates may have a penalty for early withdrawal.

Please reference "Important Account Information" for additional information. For additional rate information, please call (719) 574-1100 or 800-525-9623.