*APY - Annual Percentage Yield. **Business Analysis Checking features an Earnings Credit rate of 1.50%. Earnings credit calculates the average daily balance of the Analysis Checking and applies a designated earnings rate monthly used to offset Account Maintenance Fee, Per Item Fees and Miscellaneous Fees. Any additional earnings above the fee(s) offset will not be carried forward or credited to the Member’s account. Certificate Minimum Deposit Requirements: $500 for regular Certificates, and $5,000 for Priority Certificates. Certificates may have a penalty for early withdrawal. Rates are subject to change without notice. Dividends are paid from current income and available earnings after required transfers to reserves. Fees may reduce earnings. For more information on Business Rates contact Business Banking at (719) 574-1100 ext.6770 or 800-525-9623 ext.6770.