Fund your new ride at a great rate

In today’s ever-evolving financial landscape, finding secure and rewarding ways to build wealth is essential for a stable future. Traditionally, savings accounts have been a reliable source of interest income. However, if you want more bang for your buck, Certificates of Deposit (CDs) may be a better option.

Certificates of Deposits (CDs) are time-bound deposit accounts where you agree to deposit a certain amount for a fixed period. In return, your financial institution guarantees a higher predetermined CD interest rate over that period. CDs offer higher interest rates than standard savings or money market accounts since you agree to lock up your deposit for a specific term.

Are you ready to put your money to work for you to earn interest, but still have it readily available to access? That’s the basic money market account definition. Money market accounts offer you the option to maintain liquidity, while you watch your money grow.

Are you searching for the best investment for your grandchildren? Providing for the next generation is an aspiration shared by many grandparents. As the world changes and opportunities for financial growth abound, understanding the best way to secure your grandchild's future is paramount.

Whether it's education, homeownership, or simply a head start in life, the choices you make today can have a lasting impact. Let's explore the ideal savings and investment options to make the future brighter for your grandchild.

Cyber threats have become increasingly sophisticated, targeting not just large corporations but individuals as well. Among these threats, the spear phishing attack is one of the most deceptive and damaging. So, what is a spear phishing attack, and how do you protect yourself?

The holiday season is one of the busiest times of year, especially as people shop, gather, exchange gifts and travel. Scammers and criminals see it as an opportunity to steal your personal information or try to trick you into sending money. Read this article to learn more about common holiday scams and how to avoid them.

Now that the holidays are over, many Americans are winding down from the celebrations and family time that come this time of year. The extra shopping, eating and travel are fun, but can take a toll on your finances. It’s now time to get back on track. From credit card bills to paying off your holiday loans, use these tips to get out of debt as soon as possible.

If you’re getting ready to save for retirement, you may be thinking of opening what’s known as an Individual Retirement Account (IRA). This is a common retirement savings tool to help you make the most of your hard-earned money. There are many different types of IRAs to choose from. Making the right choice all depends on your finances and future plans for your savings.

Imagine a world where managing your finances is as simple as a few clicks. A checking account is the cornerstone of this financial convenience. If you need a way to handle day-to-day expenses, a checking account can simplify your life. It’s a convenient way to handle your everyday transactions. Are you wondering what is a checking account? Considering its importance for personal finances, let’s explain.

If you’ve been in your home for several years or more, chances are you have what is known as home equity, which means you’ve paid off a substantial part of your mortgage loan. You can turn your home equity into cash with a cash-out refinance or a home equity loan. Refinancing your mortgage may also allow you to lock in a lower interest rate, helping you save money in the years to come.

Selling your car to a private party can be stressful and intimidating. Use this checklist for information that can help you sell a vehicle with confidence.

If you are mortgage shopping this year, you are feeling the rate sticker shock. The average 30-year fixed rate sits around 7 percent, more than double the record lows of 2021 (Mortgage News Daily, 2025). Why are mortgage rates so high today? In short, mortgage rates are higher because the bond market — where mortgage prices are set — adjusted the cost of money. This shift came after the Federal Reserve responded to a period of high inflation. A careful look at policy, prices, and growth helps explain the surge in rates and the impact of mortgage rates on housing in 2025 and beyond.