Fund your new ride at a great rate

When someone you trust — a spouse, adult child, sibling, or close friend — asks to use your credit card, the request feels innocent. Maybe it’s for groceries, a plane ticket, or an emergency car repair. But even with the best intentions, lending your credit card can end up with disastrous consequences. So, you might be asking, is it wrong to let someone use my credit card?

The short answer: Yes, it can be wrong — legally, financially, and ethically — depending on the circumstances. Even if you trust the person, the risks often outweigh the convenience. Below, we unpack the hazards, the narrow circumstances when sharing your credit card can work, and safer alternatives that protect you.

We’ve all heard sayings like “you can’t buy happiness” or “money is the root of all evil.” Money isn’t the most important thing in life, but it can help someone achieve their goals in areas such as providing for their family, having more freedom around lifestyle choices and taking care of their health. Some people may have negative feelings about money due to bad experiences in the past, but money can be a positive part of a person’s future.

Refinancing your mortgage involves replacing your existing mortgage with a new loan, often to take advantage of a better interest rate, change your loan term or alter the monthly payment structure. The refinance amortization schedule is at the heart of this process, which dictates how payments are split between principal and interest over the loan’s duration.

As exciting as this moment may seem, it’s best to plan your wedding around your finances and future lifestyle. Your wedding is just one piece of a much bigger financial puzzle. Use this guide to help plan your special day in an affordable way so you don’t end up putting a financial strain on your marriage before it starts!

With rising inflation rates in the United States, Americans increasingly rely on credit cards to cover their expenses. However, one of the growing effects of inflation is a significant increase in credit card balances, which creates the risk of consumer financial stress due to both inflation and mounting debt. Here are several tips for managing your credit cards during this inflationary period.

Choosing the right loan product to meet your financial needs can be confusing. With several options like Home Equity Lines of Credit (HELOCs), personal loans, and credit cards, it's crucial to understand how each works and what scenarios they are best suited for. You might ask yourself, "What is a HELOC?" or "Which financial product is right for me?" This guide will help you answer those questions.

Are you ready to put your money to work for you to earn interest, but still have it readily available to access? That’s the basic money market account definition. Money market accounts offer you the option to maintain liquidity, while you watch your money grow.

Credit unions are member-owned financial cooperatives that offer banking services to their members. Some credit union advantages include higher savings rates, lower fees, and a more personalized customer service experience. Credit unions stand out in prioritizing member needs. Here's a comprehensive look at how they set themselves apart in the financial sector.

If you’re looking to save money when buying a home, you might consider buying a fixer-upper home. Some individuals choose to renovate an older home or one that needs repairs and flip it to make a profit, but are these homes really worth your money? Take a look at the pros and cons of buying a fixer-upper home

Your vigilance is the best defense against phishing, and here are some quick tips to help keep your information safe.

Ent’s online and mobile banking systems offer multiple fast and easy ways to monitor and control access to your account, helping you watch for fraudulent transactions and providing you with piece of mind. The more quickly and easily you can spot a fraudulent transaction – and alert your financial institution to have it resolved – the less stress and impact it could have on your day-to-day financial activity. Here are a few online banking features we recommend for protecting your accounts: