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With rising inflation rates in the United States, Americans increasingly rely on credit cards to cover their expenses. However, one of the growing effects of inflation is a significant increase in credit card balances, which creates the risk of consumer financial stress due to both inflation and mounting debt. Here are several tips for managing your credit cards during this inflationary period.

With over 139.3 million members in the U.S. (NCUA, 2024), credit unions are a significant pillar within the financial system. Choosing the right credit union in Colorado is a significant financial decision. Your choice will influence your access to credit union loans, savings growth and much more. With multiple options available, it's essential to undertake a detailed evaluation to select the best credit union in Colorado.

Not all advice is created equal when it comes to budgeting and saving money. The financial landscape has changed over the past few decades, and some financial tips have become increasingly unreliable as time goes on. Financial myths get carried down from generation to generation, but it might be time to retire some of them for good. They include topics like renting vs. buying a home, the pros and cons of carrying around debt and other important matters related to your personal finances. If you’ve heard one of these personal finance myths, be sure to take them with a grain of salt.

Retirement planning can be a complex task that requires careful consideration to ensure you have enough funds to maintain a comfortable lifestyle during your golden years.

According to the Federal Trade Commission, there were 2.6 million fraud reports in 2023, with $10 billion lost to fraud. It can happen to anyone and is never something to be embarrassed about. It is important to recognize though that the first line of defense is you, so being prepared to safeguard your financial safety is crucial. If something happens, the sooner you reach out for help, the better position you’ll put yourself in. These criminals use sophisticated tactics to gain your trust, which is why it's more important than ever to be aware of scams and protect your financial information.

It’s important to monitor your financial goals throughout every stage of life. And being in your 40s is no different. You may have new financial responsibilities to consider and investments to protect, which can change the way you spend your money every month. Prioritizing these financial goals will help you and your loved ones find success later in life. Use this milestone guide to get your finances into shape.

Ent Credit Union offers a convenient way for its members to send wire transfers both domestically and internationally. Whether you need to send money to a family member, pay a bill, or make a large purchase, wire transfers provide a fast and secure way to transfer funds.

Banks and credit unions aren’t the same. They both offer banking services and different types of loans, but one option tends to be cheaper than the other. Credit unions offer competitive interest rates and more flexible terms with little to no lending fees, so you can keep more of what’s already yours. If you are in the market for a home, personal, auto or RV loan, discover why so many people choose credit unions over traditional banks.

In our ever-evolving digital landscape, staying informed about software updates, and remote work safety is essential. As our lives continue to be shaped by technology, members must take proactive steps to ensure their financial well-being and data security. In this article, we'll explore the importance of software updates and discuss the challenges and benefits of working from home.

Finding the right financial partner can be a long and difficult search. The hundreds of options available locally or online only complicate the decision. That’s where credit unions come in, offering a refreshing alternative to traditional banks. Let’s explore credit unions, how they work, their benefits and how they differ from banks.

In the homeownership journey, a significant financial advantage is leveraging your home equity. Today, many Americans have this opportunity, considering that rising home prices pushed the total equity per borrower to 327,000 by the end of Q2 2024 (ICE Mortgage Monitor, 2024). If you're planning a major renovation, consolidating debt, or funding a child's education, tapping into your home's equity can provide the necessary funds. Two primary options are home equity loans and home equity lines of credit (HELOCs). While both allow you to borrow against the value of your home, they operate differently. Let’s discuss home equity loans vs HELOC features and how they are suited to different financial needs.